XLY vs HYG — 18-Year Performance Comparison
Consumer Discretionary vs High Yield Bonds — backtested 2007–2024
XLY wins$88,651 vs $22,983 on $10,000 over 18 years
XLYConsumer Discretionary
Final value$88,651
CAGR+12.9%
Max drawdown-37.0%
Best year+44% (2013)
Years won14 of 18
HYGHigh Yield Bonds
Final value$22,983
CAGR+4.7%
Max drawdown-17.5%
Best year+29% (2009)
Years won4 of 18
Growth of $10,000
2007–2024XLYHYG
XLY$88,651
HYG$22,983
50/50 mix$48,313
50/50 blend: $48,313 (+9.1%/yr CAGR)
Splitting equally between XLY and HYG would have landed between the two — slightly lower CAGR than XLY but less volatility. Try a custom split →
Year-by-year: XLY vs HYG
| Year | XLY | HYG | Winner |
|---|---|---|---|
| 2024 | +30.6% | +8.0% | XLY |
| 2023 | +41.1% | +11.5% | XLY |
| 2022 | -37.0% | -11.0% | HYG |
| 2021 | +24.1% | +3.8% | XLY |
| 2020 | +33.0% | +4.5% | XLY |
| 2019 | +27.9% | +14.1% | XLY |
| 2018 | -0.5% | -2.0% | XLY |
| 2017 | +22.9% | +6.1% | XLY |
| 2016 | +6.0% | +13.4% | HYG |
| 2015 | +10.1% | -5.0% | XLY |
| 2014 | +9.7% | +1.9% | XLY |
| 2013 | +43.6% | +5.8% | XLY |
| 2012 | +23.8% | +11.7% | XLY |
| 2011 | +6.8% | +6.8% | XLY |
| 2010 | +27.7% | +11.9% | XLY |
| 2009 | +41.6% | +28.5% | XLY |
| 2008 | -33.5% | -17.6% | HYG |
| 2007 | +1.2% | +1.6% | HYG |
More comparisons
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