XLU vs SCHD — 14-Year Performance Comparison
Utilities vs Dividend Growth — backtested 2011–2024
SCHD wins$55,862 vs $37,360 on $10,000 over 14 years
XLUUtilities
Final value$37,360
CAGR+9.9%
Max drawdown-11.0%
Best year+29% (2014)
Years won4 of 14
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won10 of 14
Growth of $10,000
2011–2024XLUSCHD
XLU$37,360
SCHD$55,862
50/50 mix$46,612
50/50 blend: $46,612 (+11.6%/yr CAGR)
Splitting equally between XLU and SCHD would have landed between the two — slightly lower CAGR than SCHD but less volatility. Try a custom split →
Year-by-year: XLU vs SCHD
| Year | XLU | SCHD | Winner |
|---|---|---|---|
| 2024 | +23.4% | +25.3% | SCHD |
| 2023 | -10.2% | +6.8% | SCHD |
| 2022 | -0.9% | -3.2% | XLU |
| 2021 | +17.7% | +29.5% | SCHD |
| 2020 | -0.6% | +11.6% | SCHD |
| 2019 | +26.3% | +28.4% | SCHD |
| 2018 | +4.4% | -5.9% | XLU |
| 2017 | +12.1% | +20.1% | SCHD |
| 2016 | +16.3% | +18.8% | SCHD |
| 2015 | -4.8% | +0.3% | SCHD |
| 2014 | +29.0% | +14.7% | XLU |
| 2013 | +13.2% | +33.0% | SCHD |
| 2012 | +1.4% | +14.1% | SCHD |
| 2011 | +20.0% | -0.5% | XLU |
More comparisons
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