XLK vs SCHD — 14-Year Performance Comparison
Technology vs Dividend Growth — backtested 2011–2024
XLK wins$118,771 vs $55,862 on $10,000 over 14 years
XLKTechnology
Final value$118,771
CAGR+19.3%
Max drawdown-28.2%
Best year+58% (2023)
Years won9 of 14
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won5 of 14
Growth of $10,000
2011–2024XLKSCHD
XLK$118,771
SCHD$55,862
50/50 mix$85,229
50/50 blend: $85,229 (+16.5%/yr CAGR)
Splitting equally between XLK and SCHD would have landed between the two — slightly lower CAGR than XLK but less volatility. Try a custom split →
Year-by-year: XLK vs SCHD
| Year | XLK | SCHD | Winner |
|---|---|---|---|
| 2024 | +24.0% | +25.3% | SCHD |
| 2023 | +57.8% | +6.8% | XLK |
| 2022 | -28.2% | -3.2% | SCHD |
| 2021 | +34.5% | +29.5% | XLK |
| 2020 | +43.9% | +11.6% | XLK |
| 2019 | +50.3% | +28.4% | XLK |
| 2018 | -1.6% | -5.9% | XLK |
| 2017 | +38.8% | +20.1% | XLK |
| 2016 | +13.9% | +18.8% | SCHD |
| 2015 | +4.3% | +0.3% | XLK |
| 2014 | +19.8% | +14.7% | XLK |
| 2013 | +27.7% | +33.0% | SCHD |
| 2012 | +14.0% | +14.1% | SCHD |
| 2011 | +2.7% | -0.5% | XLK |
More comparisons
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