XLK vs GLD — 20-Year Performance Comparison
Technology vs Gold — backtested 2005–2024
XLK wins$163,362 vs $55,289 on $10,000 over 20 years
XLKTechnology
Final value$163,362
CAGR+15.0%
Max drawdown-42.3%
Best year+62% (2009)
Years won12 of 20
GLDGold
Final value$55,289
CAGR+8.9%
Max drawdown-37.4%
Best year+31% (2007)
Years won8 of 20
Growth of $10,000
2005–2024XLKGLD
XLK$163,362
GLD$55,289
50/50 mix$112,485
50/50 blend: $112,485 (+12.9%/yr CAGR)
Splitting equally between XLK and GLD would have landed between the two — slightly lower CAGR than XLK but less volatility. Try a custom split →
Year-by-year: XLK vs GLD
| Year | XLK | GLD | Winner |
|---|---|---|---|
| 2024 | +24.0% | +26.7% | GLD |
| 2023 | +57.8% | +12.7% | XLK |
| 2022 | -28.2% | -0.8% | GLD |
| 2021 | +34.5% | -4.2% | XLK |
| 2020 | +43.9% | +24.8% | XLK |
| 2019 | +50.3% | +17.9% | XLK |
| 2018 | -1.6% | -1.9% | XLK |
| 2017 | +38.8% | +12.8% | XLK |
| 2016 | +13.9% | +8.0% | XLK |
| 2015 | +4.3% | -10.7% | XLK |
| 2014 | +19.8% | -2.2% | XLK |
| 2013 | +27.7% | -28.3% | XLK |
| 2012 | +14.0% | +6.6% | XLK |
| 2011 | +2.7% | +9.6% | GLD |
| 2010 | +11.1% | +29.3% | GLD |
| 2009 | +61.7% | +24.0% | XLK |
| 2008 | -42.3% | +5.0% | GLD |
| 2007 | +16.4% | +30.6% | GLD |
| 2006 | +12.2% | +22.2% | GLD |
| 2005 | +1.6% | +18.0% | GLD |
More comparisons
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