XLF vs XLP — 26-Year Performance Comparison
Financials vs Consumer Staples — backtested 1999–2024
XLP wins$66,700 vs $46,729 on $10,000 over 26 years
XLFFinancials
Final value$46,729
CAGR+6.1%
Max drawdown-63.6%
Best year+36% (2013)
Years won15 of 26
XLPConsumer Staples
Final value$66,700
CAGR+7.6%
Max drawdown-15.4%
Best year+28% (2019)
Years won11 of 26
Growth of $10,000
1999–2024XLFXLP
XLF$46,729
XLP$66,700
50/50 mix$62,505
50/50 blend: $62,505 (+7.3%/yr CAGR)
Splitting equally between XLF and XLP would have landed between the two — slightly lower CAGR than XLP but less volatility. Try a custom split →
Year-by-year: XLF vs XLP
| Year | XLF | XLP | Winner |
|---|---|---|---|
| 2024 | +30.9% | +14.7% | XLF |
| 2023 | +12.2% | -1.3% | XLF |
| 2022 | -10.5% | -3.2% | XLP |
| 2021 | +35.0% | +18.6% | XLF |
| 2020 | -1.7% | +10.7% | XLP |
| 2019 | +32.1% | +27.6% | XLF |
| 2018 | -14.6% | -8.5% | XLP |
| 2017 | +22.2% | +13.7% | XLF |
| 2016 | +22.8% | -2.4% | XLF |
| 2015 | -1.5% | +7.0% | XLP |
| 2014 | +15.2% | +16.0% | XLP |
| 2013 | +35.6% | +26.1% | XLF |
| 2012 | +29.0% | +10.8% | XLF |
| 2011 | -17.1% | +14.0% | XLP |
| 2010 | +12.1% | +14.1% | XLP |
| 2009 | +17.5% | +14.9% | XLF |
| 2008 | -55.3% | -15.4% | XLP |
| 2007 | -18.6% | +14.3% | XLP |
| 2006 | +19.1% | +14.3% | XLF |
| 2005 | +6.1% | +3.1% | XLF |
| 2004 | +10.7% | +5.6% | XLF |
| 2003 | +29.1% | +12.6% | XLF |
| 2002 | -19.0% | -5.6% | XLP |
| 2001 | -6.3% | +1.2% | XLP |
| 2000 | +26.2% | +17.2% | XLF |
| 1999 | +16.0% | -9.0% | XLF |
More comparisons
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