Is $40K a Good Salary in Missoula, MT?
Full budget breakdown for Missoula on $40K/year — take-home after taxes, rent burden, what you can afford, and how it compares to the city median.
Monthly budget in Missoula on $40K
US average equivalent
$41,000
Your $40K in Missoula (COL: 97) buys the same as $41,000/yr in a city with average US cost of living.
vs Missoula median
-26%
The median household income in Missoula is $54,000/yr. You're earning 26% below that.
Cities where $40K goes further
These cities have a lower rent burden at $40K than Missoula.
Other salary levels in Missoula
Frequently asked questions
Is $40K a good salary in Missoula?
$40K/year in Missoula gives you approximately $2,502/month in take-home pay after federal and state taxes. With a median 1BR rent of $1,300/month, your rent burden is 52% of take-home — which is considered difficult. Missoula ranks #89 out of 179 cities for this salary level.
How much is $40K after taxes in Missoula?
On $40K/year in Missoula (MT), you take home approximately $2,502/month after federal income tax, 6.8% MT state income tax, and FICA. That is roughly $30,024/year net.
What is the cost of living in Missoula on $40K?
Monthly estimated costs in Missoula: rent $1,300, groceries ~$376, transportation ~$45, utilities ~$145, internet ~$68. Total estimated expenses: ~$1,934/month, leaving ~$568/month after essentials on a $40K salary.
Tax estimates use 2026 brackets · Rent data: Zillow Observed Rent Index · Budget figures are estimates for general guidance only