Is $40K a Good Salary in Fresno, CA?
Full budget breakdown for Fresno on $40K/year — take-home after taxes, rent burden, what you can afford, and how it compares to the city median.
Monthly budget in Fresno on $40K
US average equivalent
$40,000
Your $40K in Fresno (COL: 99) buys the same as $40,000/yr in a city with average US cost of living.
vs Fresno median
-29%
The median household income in Fresno is $56,000/yr. You're earning 29% below that.
Cities where $40K goes further
These cities have a lower rent burden at $40K than Fresno.
Other salary levels in Fresno
Frequently asked questions
Is $40K a good salary in Fresno?
$40K/year in Fresno gives you approximately $2,418/month in take-home pay after federal and state taxes. With a median 1BR rent of $1,450/month, your rent burden is 60% of take-home — which is considered difficult. Fresno ranks #113 out of 179 cities for this salary level.
How much is $40K after taxes in Fresno?
On $40K/year in Fresno (CA), you take home approximately $2,418/month after federal income tax, 9.3% CA state income tax, and FICA. That is roughly $29,016/year net.
What is the cost of living in Fresno on $40K?
Monthly estimated costs in Fresno: rent $1,450, groceries ~$380, transportation ~$72, utilities ~$142, internet ~$65. Total estimated expenses: ~$2,109/month, leaving ~$309/month after essentials on a $40K salary.
Tax estimates use 2026 brackets · Rent data: Zillow Observed Rent Index · Budget figures are estimates for general guidance only