Is $40K a Good Salary in Fayetteville, AR?
Full budget breakdown for Fayetteville on $40K/year — take-home after taxes, rent burden, what you can afford, and how it compares to the city median.
Monthly budget in Fayetteville on $40K
US average equivalent
$47,000
Your $40K in Fayetteville (COL: 86) buys the same as $47,000/yr in a city with average US cost of living.
vs Fayetteville median
-27%
The median household income in Fayetteville is $55,000/yr. You're earning 27% below that.
Cities where $40K goes further
These cities have a lower rent burden at $40K than Fayetteville.
Other salary levels in Fayetteville
Frequently asked questions
Is $40K a good salary in Fayetteville?
$40K/year in Fayetteville gives you approximately $2,582/month in take-home pay after federal and state taxes. With a median 1BR rent of $1,300/month, your rent burden is 50% of take-home — which is considered difficult. Fayetteville ranks #78 out of 179 cities for this salary level.
How much is $40K after taxes in Fayetteville?
On $40K/year in Fayetteville (AR), you take home approximately $2,582/month after federal income tax, 4.4% AR state income tax, and FICA. That is roughly $30,984/year net.
What is the cost of living in Fayetteville on $40K?
Monthly estimated costs in Fayetteville: rent $1,300, groceries ~$361, transportation ~$42, utilities ~$162, internet ~$60. Total estimated expenses: ~$1,925/month, leaving ~$657/month after essentials on a $40K salary.
Tax estimates use 2026 brackets · Rent data: Zillow Observed Rent Index · Budget figures are estimates for general guidance only