Can I Afford to Live in Wilmington vs Midland on $150K?

Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Wilmington, NC
$8,381/mo take-home
Rent: $1,550/mo (18% of take-home)
Very comfortable
Midland, TX
$8,944/mo take-home
Rent: $1,200/mo (13% of take-home)
Very comfortable
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Monthly budget breakdown

Wilmington
NC
Midland
TX
Monthly take-home (est.)
$8,381
$8,944Best ✓
1BR rent
$1,550
$1,200Best ✓
Groceries (est.)
$372
$365Best ✓
Transport (est.)
$45
$35Best ✓
Utilities
$158Best ✓
$178
Internet
$62Best ✓
$65
Left after essentials
$6,194/month
$7,101/month
Midland (Texas) has no state income tax, boosting take-home vs Wilmington (NC rate: 4.5%).

Frequently asked questions

Is $150K a good salary in Wilmington?

At $150K/year in Wilmington, your estimated monthly take-home is $8,381. With 1BR rent around $1,550/month, rent takes up 18% of your take-home. That's considered very comfortable.

Is $150K a good salary in Midland?

At $150K/year in Midland, your estimated monthly take-home is $8,944. With 1BR rent around $1,200/month, rent takes up 13% of your take-home. That's considered very comfortable.

Which city is more affordable on a $150K salary?

Midland leaves you with more money after core expenses — $7,101/month vs $6,194/month in Wilmington.

Can I afford to live alone in Wilmington on $150K?

Yes. At $150K in Wilmington, rent takes 18% of your take-home, leaving $6,194/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Wilmington vs Midland

$40K$50K$60K$75K$80K$100K$120K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only