High value
Wichita, KS
Tax-free edge
Jacksonville, FL

Wichita wins overall by ~12% (COL index)

Cost of living: Wichita vs Jacksonville (2026)

A $60,000 salary in Wichita buys roughly what $68,049 does in Jacksonville (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ5.7% vs 0.0% state tax ยท ~$3,420/yr take-home gap
๐Ÿ 39% rent gap (~$7,800/yr)
๐Ÿ›’4% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Wichita
$3,508/mo
take-home pay
Jacksonville
$3,793/mo
take-home pay

Estimated annual swing

+$5,821/yr

Favoring Wichita for this income & household (illustrative).

With the extra $485/mo, you could pay down a $15,000 card balance in ~31 months and still keep ~$58/mo for dining out.

HousingTaxesGroceries
Wichita
Jacksonville
๐Ÿ  HousingQ1 2026

Studio rent/mo

$800โœ“ better
$1,350
Wichita saves $550/mo
๐Ÿ’ฐ $6,600/yr in Wichita

1BR rent/mo

$1,000โœ“ better
$1,650
Wichita saves $650/mo
๐Ÿ’ฐ $7,800/yr in Wichita

2BR rent/mo

$1,300โœ“ better
$2,200
Wichita saves $900/mo
๐Ÿ’ฐ $10,800/yr in Wichita

Median home price

$200Kโœ“ better
$320K
Wichita saves $120K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

92โœ“ better
96
Wichita saves 4

Budget meal (1 person)

$11โœ“ better
$13
Wichita saves $2/mo

Mid-range dinner (2)

$46โœ“ better
$55
Wichita saves $9/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$42โœ“ better
$50
Wichita saves $8/mo

Gas price/gal

$2.95โœ“ better
$3.20
Wichita saves $0.25

Car insurance/mo

$145โœ“ better
$198
Wichita saves $53/mo
๐Ÿ’ฐ $636/yr in Wichita
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$155โœ“ better
$190
Wichita saves $35/mo
๐Ÿ’ฐ $420/yr in Wichita

Internet/mo

$58โœ“ better
$62
Wichita saves $4/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$52K
$60Kโœ“ better
Jacksonville earns $8K

State income tax%

5.7%
0.0%โœ“ better
Jacksonville saves -5.7 pp
๐Ÿ’ฐ $3,420/yr in Jacksonville

Sales tax (combined)%

8.7%
7.5%โœ“ better
Jacksonville saves -1.2 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$15.00
Wichita saves $2.00

Gym membership/mo

$30โœ“ better
$38
Wichita saves $8/mo

Beer at restaurant

$4.50โœ“ better
$6.00
Wichita saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

82โœ“ better
93
Wichita saves 11

Walk score / 100

28โœ“ better
26
Wichita earns -2

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,420/yr tax difference into cash back

Wichita fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Wichita.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$7,800/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Wichita cheaper than Jacksonville?

Yes. Wichita is 12% cheaper than Jacksonville based on overall cost of living indices (82 vs 93, where 100 = US average).

What is the average rent in Wichita vs Jacksonville?

As of Q1 2026, the median 1-bedroom rent in Wichita is $1,000/month and in Jacksonville is $1,650/month. Wichita is cheaper by 39%.

How much do I need to earn in Jacksonville to match a $75,000 salary in Wichita?

To maintain a similar lifestyle, you would need approximately $85,061/year in Jacksonville to match a $75,000 salary in Wichita. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Wichita or Jacksonville?

Jacksonville has the lower state income tax rate at 0% vs 5.7%. Jacksonville has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Wichita to Jacksonville?

It depends on your priorities. Wichita offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Wichita โ†” Jacksonville

How much would you need to earn in Jacksonville to match your Wichita purchasing power?

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