Can I Afford to Live in Virginia Beach vs Koh Samui on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Virginia Beach, VA
$5,838/mo take-home
Rent: $1,550/mo (27% of take-home)
Comfortable
Koh Samui, TH
$6,321/mo take-home
Rent: $620/mo (10% of take-home)
Very comfortable
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Monthly budget breakdown

Virginia Beach
VA
Koh Samui
TH
Monthly take-home (est.)
$5,838
$6,321Best ✓
1BR rent
$1,550
$620Best ✓
Groceries (est.)
$369Best ✓
$380
Transport (est.)
$48Best ✓
$150
Utilities
$170
$70Best ✓
Internet
$60
$28Best ✓
Left after essentials
$3,641/month
$5,073/month
Koh Samui (Surat Thani Province) has no state income tax, boosting take-home vs Virginia Beach (VA rate: 5.8%).

Frequently asked questions

Is $100K a good salary in Virginia Beach?

At $100K/year in Virginia Beach, your estimated monthly take-home is $5,838. With 1BR rent around $1,550/month, rent takes up 27% of your take-home. That's considered comfortable.

Is $100K a good salary in Koh Samui?

At $100K/year in Koh Samui, your estimated monthly take-home is $6,321. With 1BR rent around $620/month, rent takes up 10% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Koh Samui leaves you with more money after core expenses — $5,073/month vs $3,641/month in Virginia Beach.

Can I afford to live alone in Virginia Beach on $100K?

Yes. At $100K in Virginia Beach, rent takes 27% of your take-home, leaving $3,641/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Virginia Beach vs Koh Samui

$40K$50K$60K$75K$80K$120K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only