High value
Topeka, KS
Balanced market
Columbus, OH

Topeka wins overall by ~12% (COL index)

Cost of living: Topeka vs Columbus (2026)

A $60,000 salary in Topeka buys roughly what $68,250 does in Columbus (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ5.7% vs 3.0% state tax ยท ~$1,620/yr take-home gap
๐Ÿ 25% rent gap (~$3,720/yr)
๐Ÿ›’3% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Topeka
$3,508/mo
take-home pay
Columbus
$3,643/mo
take-home pay

Estimated annual swing

+$3,322/yr

Favoring Topeka for this income & household (illustrative).

With the extra $277/mo, you could pay down a $15,000 card balance in ~55 months and still keep ~$33/mo for dining out.

HousingTaxesGroceries
Topeka
Columbus
๐Ÿ  HousingQ1 2026

Studio rent/mo

$750โœ“ better
$1,000
Topeka saves $250/mo
๐Ÿ’ฐ $3,000/yr in Topeka

1BR rent/mo

$940โœ“ better
$1,250
Topeka saves $310/mo
๐Ÿ’ฐ $3,720/yr in Topeka

2BR rent/mo

$1,250โœ“ better
$1,650
Topeka saves $400/mo
๐Ÿ’ฐ $4,800/yr in Topeka

Median home price

$180Kโœ“ better
$270K
Topeka saves $90K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

92โœ“ better
95
Topeka saves 3

Budget meal (1 person)

$10โœ“ better
$12
Topeka saves $2/mo

Mid-range dinner (2)

$44โœ“ better
$50
Topeka saves $6/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$40โœ“ better
$62
Topeka saves $22/mo
๐Ÿ’ฐ $264/yr in Topeka

Gas price/gal

$2.95โœ“ better
$3.10
Topeka saves $0.15

Car insurance/mo

$142
$135โœ“ better
Columbus saves $7/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$150โœ“ better
$155
Topeka saves $5/mo

Internet/mo

$55โœ“ better
$60
Topeka saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$48K
$57Kโœ“ better
Columbus earns $9K

State income tax%

5.7%
3.0%โœ“ better
Columbus saves -2.7 pp
๐Ÿ’ฐ $1,620/yr in Columbus

Sales tax (combined)%

8.6%
7.8%โœ“ better
Columbus saves -0.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$12.00โœ“ better
$14.00
Topeka saves $2.00

Gym membership/mo

$28โœ“ better
$35
Topeka saves $7/mo

Beer at restaurant

$4.50โœ“ better
$5.00
Topeka saves $0.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

80โœ“ better
91
Topeka saves 11

Walk score / 100

26
37โœ“ better
Columbus earns 11

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$1,620/yr tax difference into cash back

Topeka fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Topeka.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$3,720/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Topeka cheaper than Columbus?

Yes. Topeka is 12% cheaper than Columbus based on overall cost of living indices (80 vs 91, where 100 = US average).

What is the average rent in Topeka vs Columbus?

As of Q1 2026, the median 1-bedroom rent in Topeka is $940/month and in Columbus is $1,250/month. Topeka is cheaper by 25%.

How much do I need to earn in Columbus to match a $75,000 salary in Topeka?

To maintain a similar lifestyle, you would need approximately $85,313/year in Columbus to match a $75,000 salary in Topeka. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Topeka or Columbus?

Columbus has the lower state income tax rate at 3% vs 5.7%. The difference is 2.7 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Topeka to Columbus?

It depends on your priorities. Topeka offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Topeka โ†” Columbus

How much would you need to earn in Columbus to match your Topeka purchasing power?

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