Tbilisi wins overall by ~54% (COL index)
Cost of living: Tbilisi vs Lexington (2026)
A $75,000 salary in Tbilisi buys roughly what $164,815 does in Lexington (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
Your move simulator
Slide to match your household — estimates combine take-home, rent, and groceries.
Estimated annual swing
−$1,392/yr
Favoring Lexington for this income & household (illustrative).
With an extra $116/mo in Lexington, you could max a Roth IRA contribution faster and still increase your fun budget.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Tbilisi Tbilisi | Lexington Kentucky | Who wins | Your impact at $75K |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $320Wins | $1,100 | Tbilisi wins +$780/mo | $9,360/yr saves in Tbilisi |
| 1BR rent/mo | $450Wins | $1,350 | Tbilisi wins +$900/mo | $10,800/yr saves in Tbilisi |
| 2BR rent/mo | $750Wins | $1,750 | Tbilisi wins +$1,000/mo | $12,000/yr saves in Tbilisi |
| Median home price | — | $270K | — | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | — | 96 | — | — |
| Budget meal (1 person) | $6Wins | $12 | Tbilisi wins +$6/mo | — |
| Mid-range dinner (2) | $28Wins | $52 | Tbilisi wins +$24/mo | $288/yr saves in Tbilisi |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | — | $60 | — | — |
| Gas price/gal | — | $3.05 | — | — |
| Car insurance/mo | — | $145 | — | — |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $60Wins | $158 | Tbilisi wins +$98/mo | $1,176/yr saves in Tbilisi |
| Internet/mo | $20Wins | $60 | Tbilisi wins +$40/mo | $480/yr saves in Tbilisi |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | — | $56K | — | — |
| State income tax% | 20.0% | 4.0%Wins | Lexington wins -16.0 pp | $12,000/yr saves in Lexington |
| Sales tax (combined)% | 18.0% | 6.0%Wins | Lexington wins -12.0 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | — | $14.00 | — | — |
| Gym membership/mo | $28Wins | $35 | Tbilisi wins +$7/mo | — |
| Beer at restaurant | — | $5.50 | — | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 41Wins | 89 | Tbilisi wins +49 | — |
| Walk score / 100 | 68Wins | 38 | Tbilisi wins -30 more/yr | — |
Complete the Picture
While you’re comparing — don’t leave money on the table.
Tax-smart rewards
Turn ~$12,000/yr tax differences into cash back
Tbilisi fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Tbilisi.
High-yield savings
Park ~$10,800/yr rent savings at 4–5%+ APY
Don't let relocation cash sit at 0% — put it to work until closing day.
More ways to compare this move
Ready to move?
Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.
Open full interactive toolComplete the Picture
While you’re comparing — don’t leave money on the table.
If cash is tight
Knock down high-interest debt first
A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.
If you're saving big
Invest the surplus on autopilot
Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.
Frequently asked questions
Is Tbilisi cheaper than Lexington?
Yes. Tbilisi is 54% cheaper than Lexington based on overall cost of living indices (41 vs 89, where 100 = US average).
What is the average rent in Tbilisi vs Lexington?
As of Q1 2026, the median 1-bedroom rent in Tbilisi is $450/month and in Lexington is $1,350/month. Tbilisi is cheaper by 67%.
How much do I need to earn in Lexington to match a $75,000 salary in Tbilisi?
To maintain a similar lifestyle, you would need approximately $164,815/year in Lexington to match a $75,000 salary in Tbilisi. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Tbilisi or Lexington?
Lexington has the lower state income tax rate at 4% vs 20%. The difference is 16.0 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Tbilisi to Lexington?
It depends on your priorities. Tbilisi offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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