Can I Afford to Live in Taipei vs Chiang Mai on $120K?
Here's how a $120K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Taipei TW | Chiang Mai TH |
|---|---|---|
| Monthly take-home (est.) | $6,655 | $7,155 |
| 1BR rent | $700 | $390 |
| Groceries (est.) | $380 | $380 |
| Transport (est.) | $150 | $150 |
| Utilities | $60 | $55 |
| Internet | $20 | $20 |
| Left after essentials | $5,345/month | $6,160/month |
Frequently asked questions
Is $120K a good salary in Taipei?
At $120K/year in Taipei, your estimated monthly take-home is $6,655. With 1BR rent around $700/month, rent takes up 11% of your take-home. That's considered very comfortable.
Is $120K a good salary in Chiang Mai?
At $120K/year in Chiang Mai, your estimated monthly take-home is $7,155. With 1BR rent around $390/month, rent takes up 5% of your take-home. That's considered very comfortable.
Which city is more affordable on a $120K salary?
Chiang Mai leaves you with more money after core expenses — $6,160/month vs $5,345/month in Taipei.
Can I afford to live alone in Taipei on $120K?
Yes. At $120K in Taipei, rent takes 11% of your take-home, leaving $5,345/month after essentials. Most financial planners recommend keeping rent below 30%.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only