California premium
Stockton, CA
California premium
Los Angeles, CA

Stockton wins overall by ~42% (COL index)

Cost of living: Stockton vs Los Angeles (2026)

A $64,000 salary in Stockton buys roughly what $110,720 does in Los Angeles (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.3% vs 9.3% state tax ยท ~$0/yr take-home gap
๐Ÿ 46% rent gap (~$15,600/yr)
๐Ÿ›’6% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$64K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Stockton
$3,549/mo
take-home pay
Los Angeles
$3,549/mo
take-home pay

Estimated annual swing

+$22,069/yr

Favoring Stockton for this income & household (illustrative).

With the extra $1,839/mo, you could pay down a $15,000 card balance in ~9 months and still keep ~$221/mo for dining out.

HousingTaxesGroceries
Stockton
Los Angeles
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,200โœ“ better
$2,200
Stockton saves $1,000/mo
๐Ÿ’ฐ $12,000/yr in Stockton

1BR rent/mo

$1,500โœ“ better
$2,800
Stockton saves $1,300/mo
๐Ÿ’ฐ $15,600/yr in Stockton

2BR rent/mo

$2,000โœ“ better
$3,800
Stockton saves $1,800/mo
๐Ÿ’ฐ $21,600/yr in Stockton

Median home price

$390Kโœ“ better
$850K
Stockton saves $460K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

102โœ“ better
108
Stockton saves 6

Budget meal (1 person)

$14โœ“ better
$18
Stockton saves $4/mo

Mid-range dinner (2)

$58โœ“ better
$75
Stockton saves $17/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$68โœ“ better
$100
Stockton saves $32/mo
๐Ÿ’ฐ $384/yr in Stockton

Gas price/gal

$4.45โœ“ better
$4.50
Stockton saves $0.05

Car insurance/mo

$165โœ“ better
$195
Stockton saves $30/mo
๐Ÿ’ฐ $360/yr in Stockton
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$145โœ“ better
$145

Internet/mo

$65โœ“ better
$70
Stockton saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$57K
$71Kโœ“ better
Los earns $14K

State income tax%

9.3%โœ“ better
9.3%

Sales tax (combined)%

9.0%โœ“ better
10.3%
Stockton saves 1.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$17.00
Stockton saves $2.00

Gym membership/mo

$40โœ“ better
$55
Stockton saves $15/mo

Beer at restaurant

$6.50โœ“ better
$8.00
Stockton saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

100โœ“ better
173
Stockton saves 73

Walk score / 100

38
68โœ“ better
Los earns 30

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Stockton fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Stockton.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$15,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Stockton cheaper than Los Angeles?

Yes. Stockton is 42% cheaper than Los Angeles based on overall cost of living indices (100 vs 173, where 100 = US average).

What is the average rent in Stockton vs Los Angeles?

As of Q1 2026, the median 1-bedroom rent in Stockton is $1,500/month and in Los Angeles is $2,800/month. Stockton is cheaper by 46%.

How much do I need to earn in Los Angeles to match a $75,000 salary in Stockton?

To maintain a similar lifestyle, you would need approximately $129,750/year in Los Angeles to match a $75,000 salary in Stockton. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Stockton or Los Angeles?

Los Angeles has the lower state income tax rate at 9.3% vs 9.3%. The difference is 0.0 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Stockton to Los Angeles?

It depends on your priorities. Stockton offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Stockton โ†” Los Angeles

How much would you need to earn in Los Angeles to match your Stockton purchasing power?

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