St. George vs Chicago for Families (2026)
A family-focused comparison of housing, income, taxes, and overall affordability in St. George, UT vs Chicago, IL.
- 2BR rent: $1,750/mo in St. George vs $2,600/mo — 33% difference
- More affordable homeownership in Chicago: $360K median vs $440K
- Higher median household income in Chicago: $67K/yr vs $62K
Family cost comparison
| Metric | St. George Utah | Chicago Illinois |
|---|---|---|
| 2BR rent/month | $1,750Better | $2,600 |
| Median home price | $440K | $360KBetter |
| Median household income | $62K | $67KBetter |
| Est. childcare/month | $1,248Better | $1,391 |
| State income tax | 4.7%Better | 4.9% |
| Sales tax (combined) | 7.2%Better | 10.3% |
Frequently asked questions
Which city is better for raising a family — St. George or Chicago?
Based on housing costs, income, and taxes, Chicago scores slightly better for families overall. St. George has lower 2-bedroom rents, Chicago is more affordable for homebuyers, though both cities have strong family communities.
What is the average 2-bedroom rent in St. George vs Chicago?
As of Q1 2026, median 2BR rent is $1,750/month in St. George and $2,600/month in Chicago. St. George is 33% cheaper for a 2-bedroom apartment.
Can a family afford to buy a home in St. George or Chicago?
The price-to-income ratio in St. George is 7.1× ($440K home, $62K income) vs 5.4× in Chicago. A ratio below 3× is generally considered affordable. Chicago is more achievable for first-time family homebuyers.
How much does childcare cost in St. George vs Chicago?
Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,248/month in St. George and $1,391/month in Chicago. These are estimates — actual costs vary by provider and program type.
Which city has lower taxes for families?
St. George has a 4.7% state income tax rate vs Chicago's 4.9% rate. For a dual-income family earning $120K combined, the difference can mean $12+/month in take-home.
Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026
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