High value
Split, HR
High value
Flint, MI

Split wins overall by ~29% (COL index)

Cost of living: Split vs Flint (2026)

A $75,000 salary in Split buys roughly what $105,000 does in Flint (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ20.0% vs 4.1% state tax ยท ~$11,916/yr take-home gap
๐Ÿ 20% rent gap (~$2,160/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Split
$3,491/mo
take-home pay
Flint
$4,484/mo
take-home pay

Estimated annual swing

โˆ’$7,425/yr

Favoring Flint for this income & household (illustrative).

With the extra $619/mo, you could pay down a $15,000 card balance in ~25 months and still keep ~$74/mo for dining out.

HousingTaxesGroceries
Split
Flint
๐Ÿ  HousingQ1 2026

Studio rent/mo

$500โœ“ better
$700
Split saves $200/mo
๐Ÿ’ฐ $2,400/yr in Split

1BR rent/mo

$700โœ“ better
$880
Split saves $180/mo
๐Ÿ’ฐ $2,160/yr in Split

2BR rent/mo

$1,100โœ“ better
$1,150
Split saves $50/mo
๐Ÿ’ฐ $600/yr in Split

Median home price

โ€”
$145K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

โ€”
91

Budget meal (1 person)

$9โœ“ better
$10
Split saves $1/mo

Mid-range dinner (2)

$38โœ“ better
$42
Split saves $4/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

โ€”
$48

Gas price/gal

โ€”
$3.10

Car insurance/mo

โ€”
$250
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$80โœ“ better
$168
Split saves $88/mo
๐Ÿ’ฐ $1,056/yr in Split

Internet/mo

$25โœ“ better
$55
Split saves $30/mo
๐Ÿ’ฐ $360/yr in Split
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

โ€”
$35K

State income tax%

20.0%
4.1%โœ“ better
Flint saves -15.9 pp
๐Ÿ’ฐ $11,925/yr in Flint

Sales tax (combined)%

25.0%
6.0%โœ“ better
Flint saves -19.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

โ€”
$12.00

Gym membership/mo

$38
$28โœ“ better
Flint saves $10/mo

Beer at restaurant

โ€”
$4.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

55โœ“ better
77
Split saves 22

Walk score / 100

72โœ“ better
30
Split earns -42

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$11,916/yr tax difference into cash back

Split fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Split.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$2,160/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Split cheaper than Flint?

Yes. Split is 29% cheaper than Flint based on overall cost of living indices (55 vs 77, where 100 = US average).

What is the average rent in Split vs Flint?

As of Q1 2026, the median 1-bedroom rent in Split is $700/month and in Flint is $880/month. Split is cheaper by 20%.

How much do I need to earn in Flint to match a $75,000 salary in Split?

To maintain a similar lifestyle, you would need approximately $105,000/year in Flint to match a $75,000 salary in Split. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Split or Flint?

Flint has the lower state income tax rate at 4.1% vs 20%. The difference is 15.9 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Split to Flint?

It depends on your priorities. Split offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Split โ†” Flint

How much would you need to earn in Flint to match your Split purchasing power?

Related comparisons