Can I Afford to Live in Sofia vs Phnom Penh on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Sofia, BG
$2,744/mo take-home
Rent: $540/mo (20% of take-home)
Very comfortable
Phnom Penh, KH
$3,160/mo take-home
Rent: $350/mo (11% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Sofia
BG
Phnom Penh
KH
Monthly take-home (est.)$2,744$3,160
1BR rent$540$350
Groceries (est.)$380$380
Transport (est.)$150$150
Utilities$75$60
Internet$20$40
Left after essentials$1,579/month$2,180/month
Phnom Penh (Phnom Penh) has no state income tax, boosting take-home vs Sofia (BG rate: 10%).

Frequently asked questions

Is $50K a good salary in Sofia?

At $50K/year in Sofia, your estimated monthly take-home is $2,744. With 1BR rent around $540/month, rent takes up 20% of your take-home. That's considered very comfortable.

Is $50K a good salary in Phnom Penh?

At $50K/year in Phnom Penh, your estimated monthly take-home is $3,160. With 1BR rent around $350/month, rent takes up 11% of your take-home. That's considered very comfortable.

Which city is more affordable on a $50K salary?

Phnom Penh leaves you with more money after core expenses โ€” $2,180/month vs $1,579/month in Sofia.

Can I afford to live alone in Sofia on $50K?

Yes. At $50K in Sofia, rent takes 20% of your take-home, leaving $1,579/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Sofia vs Phnom Penh

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only