Can I Afford to Live in Singapore vs Phnom Penh on $100K?
Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Singapore SG | Phnom Penh KH |
|---|---|---|
| Monthly take-home (est.) | $4,488 | $6,321 |
| 1BR rent | $2,200 | $350 |
| Groceries (est.) | $380 | $380 |
| Transport (est.) | $150 | $150 |
| Utilities | $80 | $60 |
| Internet | $35 | $40 |
| Left after essentials | $1,643/month | $5,341/month |
Frequently asked questions
Is $100K a good salary in Singapore?
At $100K/year in Singapore, your estimated monthly take-home is $4,488. With 1BR rent around $2,200/month, rent takes up 49% of your take-home. That's considered difficult.
Is $100K a good salary in Phnom Penh?
At $100K/year in Phnom Penh, your estimated monthly take-home is $6,321. With 1BR rent around $350/month, rent takes up 6% of your take-home. That's considered very comfortable.
Which city is more affordable on a $100K salary?
Phnom Penh leaves you with more money after core expenses — $5,341/month vs $1,643/month in Singapore.
Can I afford to live alone in Singapore on $100K?
It's tight. Rent in Singapore would take 49% of your $100K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only