Can I Afford to Live in Scranton vs Dallas on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Scranton, PA
$3,031/mo take-home
Rent: $1,050/mo (35% of take-home)
Manageable
Dallas, TX
$3,160/mo take-home
Rent: $1,500/mo (47% of take-home)
Difficult

Monthly budget breakdown

Expense
Scranton
PA
Dallas
TX
Monthly take-home (est.)$3,031$3,160
1BR rent$1,050$1,500
Groceries (est.)$361$361
Transport (est.)$58$96
Utilities$165$175
Internet$62$60
Left after essentials$1,335/month$968/month
Dallas (Texas) has no state income tax, boosting take-home vs Scranton (PA rate: 3.1%).

Frequently asked questions

Is $50K a good salary in Scranton?

At $50K/year in Scranton, your estimated monthly take-home is $3,031. With 1BR rent around $1,050/month, rent takes up 35% of your take-home. That's considered manageable.

Is $50K a good salary in Dallas?

At $50K/year in Dallas, your estimated monthly take-home is $3,160. With 1BR rent around $1,500/month, rent takes up 47% of your take-home. That's considered difficult.

Which city is more affordable on a $50K salary?

Scranton leaves you with more money after core expenses โ€” $1,335/month vs $968/month in Dallas.

Can I afford to live alone in Scranton on $50K?

Yes. At $50K in Scranton, rent takes 35% of your take-home, leaving $1,335/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Scranton vs Dallas

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only