Tax-free edge
San Antonio, TX
High value
Mobile, AL

Mobile wins overall by ~6% (COL index)

Cost of living: San Antonio vs Mobile (2026)

A $60,000 salary in San Antonio buys roughly what $56,552 does in Mobile (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 5.0% state tax ยท ~$3,000/yr take-home gap
๐Ÿ 0% rent gap (~$0/yr)
๐Ÿ›’0% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
San Antonio
$3,793/mo
take-home pay
Mobile
$3,543/mo
take-home pay

Estimated annual swing

+$2,310/yr

Favoring San Antonio for this income & household (illustrative).

With the extra $193/mo, you could pay down a $15,000 card balance in ~78 months and still keep ~$23/mo for dining out.

HousingTaxesGroceries
San Antonio
Mobile
๐Ÿ  HousingQ1 2026

Studio rent/mo

$900โœ“ better
$900

1BR rent/mo

$1,100โœ“ better
$1,100

2BR rent/mo

$1,450โœ“ better
$1,450

Median home price

$260K
$210Kโœ“ better
Mobile saves $50K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

93โœ“ better
93

Budget meal (1 person)

$11โœ“ better
$11

Mid-range dinner (2)

$48
$46โœ“ better
Mobile saves $2/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$48
$38โœ“ better
Mobile saves $10/mo

Gas price/gal

$3.00โœ“ better
$3.00

Car insurance/mo

$165
$148โœ“ better
Mobile saves $17/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$175
$172โœ“ better
Mobile saves $3/mo

Internet/mo

$60
$58โœ“ better
Mobile saves $2/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$55Kโœ“ better
$46K
San earns $9K

State income tax%

0.0%โœ“ better
5.0%
San saves 5.0 pp
๐Ÿ’ฐ $3,000/yr in San

Sales tax (combined)%

8.3%โœ“ better
9.2%
San saves 0.9 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00
$13.00โœ“ better
Mobile saves $1.00

Gym membership/mo

$32โœ“ better
$32

Beer at restaurant

$5.00โœ“ better
$5.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

87
82โœ“ better
Mobile saves -5

Walk score / 100

36โœ“ better
26
San earns -10

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,000/yr tax difference into cash back

Mobile fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Mobile.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is San Antonio cheaper than Mobile?

No. Mobile is 6% cheaper than San Antonio based on overall cost of living indices (82 vs 87, where 100 = US average).

What is the average rent in San Antonio vs Mobile?

As of Q1 2026, the median 1-bedroom rent in San Antonio is $1,100/month and in Mobile is $1,100/month. San Antonio is more expensive by 0%.

How much do I need to earn in Mobile to match a $75,000 salary in San Antonio?

To maintain a similar lifestyle, you would need approximately $70,690/year in Mobile to match a $75,000 salary in San Antonio. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” San Antonio or Mobile?

San Antonio has the lower state income tax rate at 0% vs 5%. San Antonio has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from San Antonio to Mobile?

It depends on your priorities. Mobile offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: San Antonio โ†” Mobile

How much would you need to earn in Mobile to match your San Antonio purchasing power?

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