Tax-free edge
Reno, NV
Balanced market
Durham, NC

Reno wins overall by ~1% (COL index)

Cost of living: Reno vs Durham (2026)

A $68,000 salary in Reno buys roughly what $68,673 does in Durham (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 4.5% state tax ยท ~$3,060/yr take-home gap
๐Ÿ 6% rent gap (~$1,200/yr)
๐Ÿ›’3% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$68K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Reno
$4,298/mo
take-home pay
Durham
$4,043/mo
take-home pay

Estimated annual swing

+$3,891/yr

Favoring Reno for this income & household (illustrative).

With the extra $324/mo, you could pay down a $15,000 card balance in ~47 months and still keep ~$39/mo for dining out.

HousingTaxesGroceries
Reno
Durham
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,300โœ“ better
$1,400
Reno saves $100/mo
๐Ÿ’ฐ $1,200/yr in Reno

1BR rent/mo

$1,650โœ“ better
$1,750
Reno saves $100/mo
๐Ÿ’ฐ $1,200/yr in Reno

2BR rent/mo

$2,200โœ“ better
$2,300
Reno saves $100/mo
๐Ÿ’ฐ $1,200/yr in Reno

Median home price

$440K
$390Kโœ“ better
Durham saves $50K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

101
98โœ“ better
Durham saves -3

Budget meal (1 person)

$14โœ“ better
$14

Mid-range dinner (2)

$58โœ“ better
$58
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$62โœ“ better
$82
Reno saves $20/mo
๐Ÿ’ฐ $240/yr in Reno

Gas price/gal

$3.60
$3.10โœ“ better
Durham saves $0.50

Car insurance/mo

$148โœ“ better
$148
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$165
$155โœ“ better
Durham saves $10/mo

Internet/mo

$65
$62โœ“ better
Durham saves $3/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$64K
$72Kโœ“ better
Durham earns $8K

State income tax%

0.0%โœ“ better
4.5%
Reno saves 4.5 pp
๐Ÿ’ฐ $3,060/yr in Reno

Sales tax (combined)%

8.3%
7.5%โœ“ better
Durham saves -0.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$15.00

Gym membership/mo

$40โœ“ better
$42
Reno saves $2/mo

Beer at restaurant

$6.50โœ“ better
$6.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

101โœ“ better
102
Reno saves 1

Walk score / 100

38โœ“ better
36
Reno earns -2

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,060/yr tax difference into cash back

Reno fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Reno.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Reno cheaper than Durham?

Yes. Reno is 1% cheaper than Durham based on overall cost of living indices (101 vs 102, where 100 = US average).

What is the average rent in Reno vs Durham?

As of Q1 2026, the median 1-bedroom rent in Reno is $1,650/month and in Durham is $1,750/month. Reno is cheaper by 6%.

How much do I need to earn in Durham to match a $75,000 salary in Reno?

To maintain a similar lifestyle, you would need approximately $75,743/year in Durham to match a $75,000 salary in Reno. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Reno or Durham?

Reno has the lower state income tax rate at 0% vs 4.5%. Reno has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Reno to Durham?

It depends on your priorities. Reno offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Reno โ†” Durham

How much would you need to earn in Durham to match your Reno purchasing power?

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