Can I Afford to Live in Provo vs Sioux Falls on $150K?

Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Provo, UT
$8,356/mo take-home
Rent: $1,400/mo (17% of take-home)
Very comfortable
Sioux Falls, SD
$8,944/mo take-home
Rent: $1,250/mo (14% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Provo
UT
Sioux Falls
SD
Monthly take-home (est.)$8,356$8,944
1BR rent$1,400$1,250
Groceries (est.)$372$365
Transport (est.)$62$42
Utilities$148$155
Internet$63$60
Left after essentials$6,311/month$7,072/month
Sioux Falls (South Dakota) has no state income tax, boosting take-home vs Provo (UT rate: 4.7%).

Frequently asked questions

Is $150K a good salary in Provo?

At $150K/year in Provo, your estimated monthly take-home is $8,356. With 1BR rent around $1,400/month, rent takes up 17% of your take-home. That's considered very comfortable.

Is $150K a good salary in Sioux Falls?

At $150K/year in Sioux Falls, your estimated monthly take-home is $8,944. With 1BR rent around $1,250/month, rent takes up 14% of your take-home. That's considered very comfortable.

Which city is more affordable on a $150K salary?

Sioux Falls leaves you with more money after core expenses โ€” $7,072/month vs $6,311/month in Provo.

Can I afford to live alone in Provo on $150K?

Yes. At $150K in Provo, rent takes 17% of your take-home, leaving $6,311/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Provo vs Sioux Falls

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only