Balanced market
Provo, UT
Tax-free edge
Phnom Penh, KH

Phnom Penh wins overall by ~230% (COL index)

Cost of living: Provo vs Phnom Penh (2026)

A $75,000 salary in Provo buys roughly what $22,727 does in Phnom Penh (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.7% vs 0.0% state tax ยท ~$3,528/yr take-home gap
๐Ÿ 75% rent gap (~$12,600/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Slide to match your household โ€” estimates combine take-home, rent, and groceries.

๐Ÿ’ต Household income (before tax)
๐Ÿ‘จโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Kids (affects 2BR vs 1BR rent)
Lifestyle (grocery baseline)

Estimated annual swing

โˆ’$16,032/yr

Favoring Phnom Penh for this income & household (illustrative).

With the extra $1,336/mo, you could pay down a $15,000 card balance in ~12 months and still keep ~$160/mo for dining out.

HousingTaxesGroceries
Provo
Phnom Penh
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,100
$260โœ“ better
Phnom saves $840/mo
๐Ÿ’ฐ $10,080/yr in Phnom

1BR rent/mo

$1,400
$350โœ“ better
Phnom saves $1,050/mo
๐Ÿ’ฐ $12,600/yr in Phnom

2BR rent/mo

$1,850
$580โœ“ better
Phnom saves $1,270/mo
๐Ÿ’ฐ $15,240/yr in Phnom

Median home price

$480K
โ€”
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

98
โ€”

Budget meal (1 person)

$13
$3โœ“ better
Phnom saves $10/mo

Mid-range dinner (2)

$55
$18โœ“ better
Phnom saves $37/mo
๐Ÿ’ฐ $444/yr in Phnom
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$62
โ€”

Gas price/gal

$3.35
โ€”

Car insurance/mo

$138
โ€”
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$148
$60โœ“ better
Phnom saves $88/mo
๐Ÿ’ฐ $1,056/yr in Phnom

Internet/mo

$63
$40โœ“ better
Phnom saves $23/mo
๐Ÿ’ฐ $276/yr in Phnom
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$70K
โ€”

State income tax%

4.7%
0.0%โœ“ better
Phnom saves -4.7 pp
๐Ÿ’ฐ $3,525/yr in Phnom

Sales tax (combined)%

7.2%โœ“ better
10.0%
Provo saves 2.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00
โ€”

Gym membership/mo

$38
$20โœ“ better
Phnom saves $18/mo

Beer at restaurant

$6.00
โ€”
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

99
30โœ“ better
Phnom saves -69

Walk score / 100

30
52โœ“ better
Phnom earns 22

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,528/yr tax differences into cash back

Phnom Penh fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Phnom Penh.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$12,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Provo cheaper than Phnom Penh?

No. Phnom Penh is 230% cheaper than Provo based on overall cost of living indices (30 vs 99, where 100 = US average).

What is the average rent in Provo vs Phnom Penh?

As of Q1 2026, the median 1-bedroom rent in Provo is $1,400/month and in Phnom Penh is $350/month. Provo is more expensive by 300%.

How much do I need to earn in Phnom Penh to match a $75,000 salary in Provo?

To maintain a similar lifestyle, you would need approximately $22,727/year in Phnom Penh to match a $75,000 salary in Provo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Provo or Phnom Penh?

Phnom Penh has the lower state income tax rate at 0% vs 4.7%. Phnom Penh has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Provo to Phnom Penh?

It depends on your priorities. Phnom Penh offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Provo โ†” Phnom Penh

How much would you need to earn in Phnom Penh to match your Provo purchasing power?

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