Balanced market
Provo, UT
California premium
Fresno, CA

Provo vs Fresno โ€” side-by-side

Cost of living: Provo vs Fresno (2026)

A $63,000 salary in Provo buys roughly what $63,000 does in Fresno (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.7% vs 9.3% state tax ยท ~$2,892/yr take-home gap
๐Ÿ 3% rent gap (~$600/yr)
๐Ÿ›’2% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$63K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Provo
$3,735/mo
take-home pay
Fresno
$3,494/mo
take-home pay

Estimated annual swing

+$3,302/yr

Favoring Provo for this income & household (illustrative).

With the extra $275/mo, you could pay down a $15,000 card balance in ~55 months and still keep ~$33/mo for dining out.

HousingTaxesGroceries
Provo
Fresno
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,100โœ“ better
$1,150
Provo saves $50/mo
๐Ÿ’ฐ $600/yr in Provo

1BR rent/mo

$1,400โœ“ better
$1,450
Provo saves $50/mo
๐Ÿ’ฐ $600/yr in Provo

2BR rent/mo

$1,850โœ“ better
$1,950
Provo saves $100/mo
๐Ÿ’ฐ $1,200/yr in Provo

Median home price

$480K
$360Kโœ“ better
Fresno saves $120K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

98โœ“ better
100
Provo saves 2

Budget meal (1 person)

$13โœ“ better
$14
Provo saves $1/mo

Mid-range dinner (2)

$55โœ“ better
$58
Provo saves $3/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$62โœ“ better
$72
Provo saves $10/mo

Gas price/gal

$3.35โœ“ better
$4.50
Provo saves $1.15

Car insurance/mo

$138โœ“ better
$162
Provo saves $24/mo
๐Ÿ’ฐ $288/yr in Provo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$148
$142โœ“ better
Fresno saves $6/mo

Internet/mo

$63โœ“ better
$65
Provo saves $2/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$70Kโœ“ better
$56K
Provo earns $14K

State income tax%

4.7%โœ“ better
9.3%
Provo saves 4.6 pp
๐Ÿ’ฐ $2,898/yr in Provo

Sales tax (combined)%

7.2%โœ“ better
8.5%
Provo saves 1.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$15.00

Gym membership/mo

$38โœ“ better
$40
Provo saves $2/mo

Beer at restaurant

$6.00โœ“ better
$6.50
Provo saves $0.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

99โœ“ better
99

Walk score / 100

30
42โœ“ better
Fresno earns 12

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$2,892/yr tax difference into cash back

Provo fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Provo.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

What is the average rent in Provo vs Fresno?

As of Q1 2026, the median 1-bedroom rent in Provo is $1,400/month and in Fresno is $1,450/month. Provo is cheaper by 3%.

How much do I need to earn in Fresno to match a $75,000 salary in Provo?

To maintain a similar lifestyle, you would need approximately $75,000/year in Fresno to match a $75,000 salary in Provo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Provo or Fresno?

Provo has the lower state income tax rate at 4.7% vs 9.3%. The difference is 4.6 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Provo to Fresno?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Provo โ†” Fresno

How much would you need to earn in Fresno to match your Provo purchasing power?

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