Can I Afford to Live in Phnom Penh vs Tokyo on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Phnom Penh, KH
$6,321/mo take-home
Rent: $350/mo (6% of take-home)
Very comfortable
Tokyo, JP
$4,654/mo take-home
Rent: $1,200/mo (26% of take-home)
Comfortable

Monthly budget breakdown

Phnom Penh
KH
Tokyo
JP
Monthly take-home (est.)
$6,321Best ✓
$4,654
1BR rent
$350Best ✓
$1,200
Groceries (est.)
$380Best ✓
$380
Transport (est.)
$150Best ✓
$150
Utilities
$60Best ✓
$90
Internet
$40
$30Best ✓
Left after essentials
$5,341/month
$2,804/month
Phnom Penh (Phnom Penh) has no state income tax, boosting take-home vs Tokyo (JP rate: 20%).

Frequently asked questions

Is $100K a good salary in Phnom Penh?

At $100K/year in Phnom Penh, your estimated monthly take-home is $6,321. With 1BR rent around $350/month, rent takes up 6% of your take-home. That's considered very comfortable.

Is $100K a good salary in Tokyo?

At $100K/year in Tokyo, your estimated monthly take-home is $4,654. With 1BR rent around $1,200/month, rent takes up 26% of your take-home. That's considered comfortable.

Which city is more affordable on a $100K salary?

Phnom Penh leaves you with more money after core expenses — $5,341/month vs $2,804/month in Tokyo.

Can I afford to live alone in Phnom Penh on $100K?

Yes. At $100K in Phnom Penh, rent takes 6% of your take-home, leaving $5,341/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Phnom Penh vs Tokyo

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See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only