Phnom Penh vs San Antonio for Singles (2026)
Scroll down for rent burden, savings estimate, and FAQ.
Your move simulator
Tell us about your household — we calculate your real annual savings.
Estimated annual swing
+$14,091/yr
Favoring Phnom Penh for this income & household (illustrative).
With the extra $1,174/mo, you could pay down a $15,000 card balance in ~13 months and still keep ~$141/mo for dining out.
Complete the Picture
While you’re comparing — don’t leave money on the table.
Cash-back card
Best everyday cards for Phnom Penh
Maximize cash back on groceries, dining, and transit — categories that grow after a move.
High-yield savings
Park ~$14,091/yr savings at 4–5%+ APY
Even $1,174/mo extra earns meaningfully at 4–5% APY vs near-zero in checking.
Home + auto bundle
New state — compare rates before you sign
Moving to Phnom Penh resets your insurance profile. Bundling home + auto often saves 15–25%.
Single-person cost breakdown
| Metric | Phnom Penh Phnom Penh | San Antonio Texas | Your impact |
|---|---|---|---|
| Studio rent / month | $260Better | $900 | $7,680/yr saves in Phnom |
| 1BR rent / month | $350Better | $1,100 | $9,000/yr saves in Phnom |
| Est. single-person income | — | $33K | — |
| Est. monthly take-home | — | $2,750 | — |
| Studio rent burden | — | 33% | — |
| Groceries index (US = 100) | — | 93 | — |
| State income tax | NoneBetter | None | — |
| Walk score | 52 / 100Better | 36 / 100 | — |
| Overall COL index (100 = US avg) | 30Better | 87 | — |
Your biggest money opportunities based on this comparison.
Renters insurance
Phnom Penh saves ~$640/mo on rent
Solo renters often skip insurance — but your electronics, furniture, and belongings add up fast.
Monthly savings
San Antonio: ~$1,302/mo left after rent & living
Start investing that surplus early — even small amounts compound significantly over a career.
Complete the Picture
While you’re comparing — don’t leave money on the table.
Mortgages
See what you can afford in San Antonio
Compare rates from top lenders before your move — pre-approval is free and won't affect your score.
Home & Auto Insurance
Bundle before you move — save 15–25%
New state means new rates. Lock in San Antonio homeowners + auto quotes before your move date.
Moving Rewards Card
Turn closing costs & moving expenses into cash back
Average family spends $6,200 on a move. These cards pay 2–4% back + 0% intro APR on purchases.
Frequently asked questions
Which city is more affordable for a single person — Phnom Penh or San Antonio?
For a single person, Phnom Penh comes out ahead on overall affordability. Studio rents are $260 in Phnom Penh vs $900 in San Antonio. Phnom Penh is ~66% cheaper overall, which matters significantly on a single income.
What is the rent burden for a single person in Phnom Penh vs San Antonio?
Studio rent or income data is not available for Phnom Penh.
How much can a single person save each month in Phnom Penh vs San Antonio?
After rent and basic living expenses (groceries, utilities, transport), a single earner can save approximately —/month in Phnom Penh vs $1,302/month in San Antonio. These estimates are based on a single-person income of ~60% of median household income and studio rent costs.
Is it worth living alone in Phnom Penh vs getting a roommate in San Antonio?
Splitting a 1BR in San Antonio ($1,100/person) vs a solo studio in Phnom Penh ($260): living solo in Phnom Penh ($260) is actually cheaper than splitting a 1BR in San Antonio ($550/person). Factor in the privacy premium and your living preferences when deciding.
Which city is better for a single person's social life?
Walkability is a proxy for urban density and access to dining, entertainment, and social spaces without a car. Phnom Penh scores higher (52/100) — somewhat walkable. For singles, a walkable neighborhood can significantly reduce the cost and friction of having an active social life.
Single-person income estimated at 60% of median household income. Take-home calculated using state income tax rate only. Savings estimate subtracts rent and estimated basic living costs. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026