Tax-free edge
Phnom Penh, KH
High value
Athens, GR

Phnom Penh wins overall by ~45% (COL index)

Cost of living: Phnom Penh vs Athens (2026)

A $75,000 salary in Phnom Penh buys roughly what $137,500 does in Athens (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 9.0% state tax ยท ~$6,756/yr take-home gap
๐Ÿ 50% rent gap (~$4,200/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Phnom Penh
$4,741/mo
take-home pay
Athens
$4,178/mo
take-home pay

Estimated annual swing

+$13,063/yr

Favoring Phnom Penh for this income & household (illustrative).

With the extra $1,089/mo, you could pay down a $15,000 card balance in ~14 months and still keep ~$131/mo for dining out.

HousingTaxesGroceries
Phnom Penh
Athens
๐Ÿ  HousingQ1 2026

Studio rent/mo

$260โœ“ better
$500
Phnom saves $240/mo
๐Ÿ’ฐ $2,880/yr in Phnom

1BR rent/mo

$350โœ“ better
$700
Phnom saves $350/mo
๐Ÿ’ฐ $4,200/yr in Phnom

2BR rent/mo

$580โœ“ better
$1,100
Phnom saves $520/mo
๐Ÿ’ฐ $6,240/yr in Phnom

Median home price

โ€”
โ€”
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

โ€”
โ€”

Budget meal (1 person)

$3โœ“ better
$10
Phnom saves $7/mo

Mid-range dinner (2)

$18โœ“ better
$40
Phnom saves $22/mo
๐Ÿ’ฐ $264/yr in Phnom
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

โ€”
โ€”

Gas price/gal

โ€”
โ€”

Car insurance/mo

โ€”
โ€”
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$60โœ“ better
$90
Phnom saves $30/mo
๐Ÿ’ฐ $360/yr in Phnom

Internet/mo

$40
$30โœ“ better
Athens saves $10/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

โ€”
โ€”

State income tax%

0.0%โœ“ better
9.0%
Phnom saves 9.0 pp
๐Ÿ’ฐ $6,750/yr in Phnom

Sales tax (combined)%

10.0%โœ“ better
24.0%
Phnom saves 14.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

โ€”
โ€”

Gym membership/mo

$20โœ“ better
$42
Phnom saves $22/mo
๐Ÿ’ฐ $264/yr in Phnom

Beer at restaurant

โ€”
โ€”
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

30โœ“ better
55
Phnom saves 25

Walk score / 100

52
78โœ“ better
Athens earns 26

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$6,756/yr tax difference into cash back

Phnom Penh fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Phnom Penh.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$4,200/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Phnom Penh cheaper than Athens?

Yes. Phnom Penh is 45% cheaper than Athens based on overall cost of living indices (30 vs 55, where 100 = US average).

What is the average rent in Phnom Penh vs Athens?

As of Q1 2026, the median 1-bedroom rent in Phnom Penh is $350/month and in Athens is $700/month. Phnom Penh is cheaper by 50%.

How much do I need to earn in Athens to match a $75,000 salary in Phnom Penh?

To maintain a similar lifestyle, you would need approximately $137,500/year in Athens to match a $75,000 salary in Phnom Penh. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Phnom Penh or Athens?

Phnom Penh has the lower state income tax rate at 0% vs 9%. Phnom Penh has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Phnom Penh to Athens?

It depends on your priorities. Phnom Penh offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Phnom Penh โ†” Athens

How much would you need to earn in Athens to match your Phnom Penh purchasing power?

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