St. George wins overall by ~11% (COL index)
Cost of living: Philadelphia vs St. George (2026)
A $60,000 salary in Philadelphia buys roughly what $53,832 does in St. George (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
Your move simulator
Tell us about your household — we calculate your real annual savings.
Estimated annual swing
−$8,720/yr
Favoring St. George for this income & household (illustrative).
With the extra $727/mo, you could pay down a $15,000 card balance in ~21 months and still keep ~$87/mo for dining out.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Philadelphia Pennsylvania | St. George Utah | Who wins | Your impact at $60K · 1br · 1 car |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $1,600 | $1,050Wins | St. wins −$550/mo | $6,600/yr saves in St. |
| 1BR rent/mo | $2,000 | $1,300Wins | St. wins −$700/mo | $8,400/yr saves in St. |
| 2BR rent/mo | $2,600 | $1,750Wins | St. wins −$850/mo | $10,200/yr saves in St. |
| Median home price | $290KWins | $440K | Philadelphia wins +$150K | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | 103 | 98Better | St. wins -5 | — |
| Budget meal (1 person) | $15 | $13Wins | St. wins −$2/mo | — |
| Mid-range dinner (2) | $60 | $54Better | St. wins −$6/mo | — |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | $96 | $40Wins | St. wins −$56/mo | $672/yr saves in St. |
| Gas price/gal | $3.30Better | $3.35 | Philadelphia wins +$0.05 | — |
| Car insurance/mo | $175 | $135Wins | St. wins −$40/mo | $480/yr saves in St. |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $160 | $148Better | St. wins −$12/mo | — |
| Internet/mo | $65 | $63Better | St. wins −$2/mo | — |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | $55K | $62KBetter | St. wins +$7K more/yr | — |
| State income tax% | 3.1%Wins | 4.7% | Philadelphia wins +1.6 pp | $960/yr saves in Philadelphia |
| Sales tax (combined)% | 8.0% | 7.2%Better | St. wins -0.8 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | $16.00 | $14.00Wins | St. wins −$2.00 | — |
| Gym membership/mo | $45 | $35Wins | St. wins −$10/mo | — |
| Beer at restaurant | $7.00 | $5.50Wins | St. wins −$1.50 | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 107 | 96Better | St. wins -11 | — |
| Walk score / 100 | 76Wins | 22 | Philadelphia wins -54 more/yr | — |
Complete the Picture
While you’re comparing — don’t leave money on the table.
Tax-smart rewards
Turn ~$960/yr tax difference into cash back
St. George fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in St. George.
High-yield savings
Park ~$8,400/yr rent savings at 4–5%+ APY
Don't let relocation cash sit at 0% — put it to work until closing day.
More ways to compare this move
Ready to move?
Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.
Open full interactive toolComplete the Picture
While you’re comparing — don’t leave money on the table.
If cash is tight
Knock down high-interest debt first
A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.
If you're saving big
Invest the surplus on autopilot
Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.
Frequently asked questions
Is Philadelphia cheaper than St. George?
No. St. George is 11% cheaper than Philadelphia based on overall cost of living indices (96 vs 107, where 100 = US average).
What is the average rent in Philadelphia vs St. George?
As of Q1 2026, the median 1-bedroom rent in Philadelphia is $2,000/month and in St. George is $1,300/month. Philadelphia is more expensive by 54%.
How much do I need to earn in St. George to match a $75,000 salary in Philadelphia?
To maintain a similar lifestyle, you would need approximately $67,290/year in St. George to match a $75,000 salary in Philadelphia. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Philadelphia or St. George?
Philadelphia has the lower state income tax rate at 3.1% vs 4.7%. The difference is 1.6 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Philadelphia to St. George?
It depends on your priorities. St. George offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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Salary equivalent: Philadelphia ↔ St. George
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