Can I Afford to Live in Peoria vs Amarillo on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Peoria, IL
$3,543/mo take-home
Rent: $1,050/mo (30% of take-home)
Manageable
Amarillo, TX
$3,793/mo take-home
Rent: $950/mo (25% of take-home)
Comfortable

Monthly budget breakdown

Expense
Peoria
IL
Amarillo
TX
Monthly take-home (est.)$3,543$3,793
1BR rent$1,050$950
Groceries (est.)$361$346
Transport (est.)$55$38
Utilities$158$170
Internet$60$60
Left after essentials$1,859/month$2,229/month
Amarillo (Texas) has no state income tax, boosting take-home vs Peoria (IL rate: 5%).

Frequently asked questions

Is $60K a good salary in Peoria?

At $60K/year in Peoria, your estimated monthly take-home is $3,543. With 1BR rent around $1,050/month, rent takes up 30% of your take-home. That's considered manageable.

Is $60K a good salary in Amarillo?

At $60K/year in Amarillo, your estimated monthly take-home is $3,793. With 1BR rent around $950/month, rent takes up 25% of your take-home. That's considered comfortable.

Which city is more affordable on a $60K salary?

Amarillo leaves you with more money after core expenses โ€” $2,229/month vs $1,859/month in Peoria.

Can I afford to live alone in Peoria on $60K?

Yes. At $60K in Peoria, rent takes 30% of your take-home, leaving $1,859/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Peoria vs Amarillo

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only