Tax-free edge
Oaxaca, MX
Tax-free edge
San Antonio, TX

Oaxaca wins overall by ~63% (COL index)

Cost of living: Oaxaca vs San Antonio (2026)

A $75,000 salary in Oaxaca buys roughly what $203,906 does in San Antonio (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 0.0% state tax ยท ~$0/yr take-home gap
๐Ÿ 64% rent gap (~$8,400/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Slide to match your household โ€” estimates combine take-home, rent, and groceries.

๐Ÿ’ต Household income (before tax)
๐Ÿ‘จโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Kids (affects 2BR vs 1BR rent)
Lifestyle (grocery baseline)
Financial wins unlocked for this move0/3

Adjust income โ†’ set household โ†’ see a meaningful swing to unlock all three.

Estimated annual swing

+$8,064/yr

Favoring Oaxaca for this income & household (illustrative).

With the extra $672/mo, you could pay down a $15,000 card balance in ~23 months and still keep ~$81/mo for dining out.

HousingTaxesGroceries
Category
Oaxaca
Oaxaca
San Antonio
Texas
Wallet ฮ”
๐Ÿ  HousingQ1 2026
Studio rent/mo$300Best$900A+$600/mo
1BR rent/mo$400Best$1,100A+$700/mo
2BR rent/mo$650Best$1,450A+$800/mo
Median home priceโ€”$260Kโ€”
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)โ€”93โ€”
Budget meal (1 person)$5Best$11A+$6/mo
Mid-range dinner (2)$22Best$48A+$26/mo
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/moโ€”$48โ€”
Gas price/galโ€”$3.00โ€”
Car insurance/moโ€”$165โ€”
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$45Best$175A+$130/mo
Internet/mo$25Best$60A+$35/mo
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yrโ€”$55Kโ€”
State income tax%0.0%Best0.0%Same
Sales tax (combined)%16.0%8.3%BestB-7.7 pp
๐ŸŽฌ LeisureQ1 2026
Movie ticketโ€”$14.00โ€”
Gym membership/mo$25Best$32A+$7/mo
Beer at restaurantโ€”$5.00โ€”
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)32Best87A+55
Walk score / 10070Best36A-34
Complete the Picture

While you're comparing โ€” don't leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Oaxaca fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Oaxaca.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$8,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool
Complete the Picture

While you're comparing โ€” don't leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Oaxaca cheaper than San Antonio?

Yes. Oaxaca is 63% cheaper than San Antonio based on overall cost of living indices (32 vs 87, where 100 = US average).

What is the average rent in Oaxaca vs San Antonio?

As of Q1 2026, the median 1-bedroom rent in Oaxaca is $400/month and in San Antonio is $1,100/month. Oaxaca is cheaper by 64%.

How much do I need to earn in San Antonio to match a $75,000 salary in Oaxaca?

To maintain a similar lifestyle, you would need approximately $203,906/year in San Antonio to match a $75,000 salary in Oaxaca. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Oaxaca or San Antonio?

San Antonio has the lower state income tax rate at 0% vs 0%. San Antonio has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Oaxaca to San Antonio?

It depends on your priorities. Oaxaca offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Oaxaca โ†” San Antonio

How much would you need to earn in San Antonio to match your Oaxaca purchasing power?

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