Oaxaca wins overall by ~42% (COL index)
Cost of living: Oaxaca vs Montevideo (2026)
A $75,000 salary in Oaxaca buys roughly what $128,906 does in Montevideo (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
Your move simulator
Tell us about your household — we calculate your real annual savings.
Estimated annual swing
+$14,386/yr
Favoring Oaxaca for this income & household (illustrative).
With the extra $1,199/mo, you could pay down a $15,000 card balance in ~13 months and still keep ~$144/mo for dining out.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Oaxaca Oaxaca | Montevideo Montevideo | Who wins | Your impact at $75K · 1br · 1 car |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $300Wins | $500 | Oaxaca wins +$200/mo | $2,400/yr saves in Oaxaca |
| 1BR rent/mo | $400Wins | $700 | Oaxaca wins +$300/mo | $3,600/yr saves in Oaxaca |
| 2BR rent/mo | $650Wins | $1,100 | Oaxaca wins +$450/mo | $5,400/yr saves in Oaxaca |
| Median home price | — | — | — | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | — | — | — | — |
| Budget meal (1 person) | $5Wins | $8 | Oaxaca wins +$3/mo | — |
| Mid-range dinner (2) | $22Wins | $35 | Oaxaca wins +$13/mo | — |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | — | — | — | — |
| Gas price/gal | — | — | — | — |
| Car insurance/mo | — | — | — | — |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $45Wins | $70 | Oaxaca wins +$25/mo | $300/yr saves in Oaxaca |
| Internet/mo | $25Wins | $30 | Oaxaca wins +$5/mo | — |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | — | — | — | — |
| State income tax% | 0.0%Wins | 12.0% | Oaxaca wins +12.0 pp | $9,000/yr saves in Oaxaca |
| Sales tax (combined)% | 16.0%Wins | 22.0% | Oaxaca wins +6.0 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | — | — | — | — |
| Gym membership/mo | $25Wins | $35 | Oaxaca wins +$10/mo | — |
| Beer at restaurant | — | — | — | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 32Wins | 55 | Oaxaca wins +23 | — |
| Walk score / 100 | 70Better | 65 | Oaxaca wins -5 more/yr | — |
Complete the Picture
While you’re comparing — don’t leave money on the table.
Tax-smart rewards
Turn ~$9,000/yr tax difference into cash back
Oaxaca fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Oaxaca.
High-yield savings
Park ~$3,600/yr rent savings at 4–5%+ APY
Don't let relocation cash sit at 0% — put it to work until closing day.
More ways to compare this move
Ready to move?
Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.
Open full interactive toolComplete the Picture
While you’re comparing — don’t leave money on the table.
If cash is tight
Knock down high-interest debt first
A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.
If you're saving big
Invest the surplus on autopilot
Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.
Frequently asked questions
Is Oaxaca cheaper than Montevideo?
Yes. Oaxaca is 42% cheaper than Montevideo based on overall cost of living indices (32 vs 55, where 100 = US average).
What is the average rent in Oaxaca vs Montevideo?
As of Q1 2026, the median 1-bedroom rent in Oaxaca is $400/month and in Montevideo is $700/month. Oaxaca is cheaper by 43%.
How much do I need to earn in Montevideo to match a $75,000 salary in Oaxaca?
To maintain a similar lifestyle, you would need approximately $128,906/year in Montevideo to match a $75,000 salary in Oaxaca. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Oaxaca or Montevideo?
Oaxaca has the lower state income tax rate at 0% vs 12%. Oaxaca has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Oaxaca to Montevideo?
It depends on your priorities. Oaxaca offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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Salary equivalent: Oaxaca ↔ Montevideo
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