New York vs Scranton for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in New York, NY vs Scranton, PA.

  • 2BR rent: $1,400/mo in Scranton vs $4,800/mo — 71% difference
  • More affordable homeownership in Scranton: $165K median vs $750K
  • Higher median household income in New York: $78K/yr vs $46K

Family cost comparison

Metric
New York
New York
Scranton
Pennsylvania
2BR rent/month$4,800$1,400Better
Median home price$750K$165KBetter
Median household income$78KBetter$46K
Est. childcare/month$2,431$1,079Better
State income tax6.9%3.1%Better
Sales tax (combined)8.5%6%Better

Frequently asked questions

Which city is better for raising a family — New York or Scranton?

Based on housing costs, income, and taxes, Scranton scores slightly better for families overall. Scranton has lower 2-bedroom rents, Scranton is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in New York vs Scranton?

As of Q1 2026, median 2BR rent is $4,800/month in New York and $1,400/month in Scranton. Scranton is 71% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in New York or Scranton?

The price-to-income ratio in New York is 9.6× ($750K home, $78K income) vs 3.6× in Scranton. A ratio below 3× is generally considered affordable. Scranton is more achievable for first-time family homebuyers.

How much does childcare cost in New York vs Scranton?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $2,431/month in New York and $1,079/month in Scranton. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

New York has a 6.9% state income tax rate vs Scranton's 3.1% rate. For a dual-income family earning $120K combined, the difference can mean $228+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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