Cost of Living: Memphis vs Killeen (2026)
A one-bedroom apartment runs $1,050/mo in Killeen vs $1,100/mo in Memphis — a 5% difference.
- 1BR rent: $1,050/mo in Killeen vs $1,100/mo — 5% savings
- Memphis has 0% state income tax — saves ~$3,300+/yr at a $75K salary
- Higher median household income: Killeen ($50,000/yr vs $42,000/yr)
- Median home price: $200,000 in Memphis vs $215,000 — 7% difference
| Category | Memphis Tennessee | Killeen Texas |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $900 | $850Best |
| 1BR rent/mo | $1,100 | $1,050Best |
| 2BR rent/mo | $1,400Best | $1,400 |
| Median home price | $200KBest | $215K |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 94 | 92Best |
| Budget meal (1 person) | $12 | $11Best |
| Mid-range dinner (2) | $48 | $46Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $55 | $38Best |
| Gas price/gal | $3.00Best | $3.00 |
| Car insurance/mo | $190 | $160Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $170Best | $170 |
| Internet/mo | $55Best | $60 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $42K | $50KBest |
| State income tax% | 0.0%Best | 0.0% |
| Sales tax (combined)% | 9.8% | 8.3%Best |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $13.00Best | $13.00 |
| Gym membership/mo | $30Best | $30 |
| Beer at restaurant | $5.00 | $4.50Best |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 83Best | 83 |
| Walk score / 100 | 31Best | 18 |
Frequently asked questions
What is the average rent in Memphis vs Killeen?
As of Q1 2026, the median 1-bedroom rent in Memphis is $1,100/month and in Killeen is $1,050/month. Memphis is more expensive by 5%.
How much do I need to earn in Killeen to match a $75,000 salary in Memphis?
To maintain a similar lifestyle, you would need approximately $75,000/year in Killeen to match a $75,000 salary in Memphis. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Memphis or Killeen?
Killeen has the lower state income tax rate at 0% vs 0%. Killeen has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Memphis to Killeen?
It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
Want to add more cities or compare your own salary?
Use our interactive tool to compare up to 5 cities and see how much of your take-home goes to rent.