Can I Afford to Live in Melbourne vs Phnom Penh on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Melbourne, AU
$2,400/mo take-home
Rent: $1,600/mo (67% of take-home)
Difficult
Phnom Penh, KH
$3,793/mo take-home
Rent: $350/mo (9% of take-home)
Very comfortable
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Monthly budget breakdown

Melbourne
AU
Phnom Penh
KH
Monthly take-home (est.)
$2,400
$3,793Best ✓
1BR rent
$1,600
$350Best ✓
Groceries (est.)
$380Best ✓
$380
Transport (est.)
$150Best ✓
$150
Utilities
$130
$60Best ✓
Internet
$62
$40Best ✓
Left after essentials
$78/month
$2,813/month
Phnom Penh (Phnom Penh) has no state income tax, boosting take-home vs Melbourne (AU rate: 45%).

Frequently asked questions

Is $60K a good salary in Melbourne?

At $60K/year in Melbourne, your estimated monthly take-home is $2,400. With 1BR rent around $1,600/month, rent takes up 67% of your take-home. That's considered difficult.

Is $60K a good salary in Phnom Penh?

At $60K/year in Phnom Penh, your estimated monthly take-home is $3,793. With 1BR rent around $350/month, rent takes up 9% of your take-home. That's considered very comfortable.

Which city is more affordable on a $60K salary?

Phnom Penh leaves you with more money after core expenses — $2,813/month vs $78/month in Melbourne.

Can I afford to live alone in Melbourne on $60K?

It's tight. Rent in Melbourne would take 67% of your $60K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands — Melbourne vs Phnom Penh

$40K$50K$75K$80K$100K$120K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only