Can I Afford to Live in Medellín vs Pensacola on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Medellín, CO
$5,057/mo take-home
Rent: $500/mo (10% of take-home)
Very comfortable
Pensacola, FL
$5,057/mo take-home
Rent: $1,300/mo (26% of take-home)
Comfortable

Monthly budget breakdown

Expense
Medellín
CO
Pensacola
FL
Monthly take-home (est.)$5,057$5,057
1BR rent$500$1,300
Groceries (est.)$380$361
Transport (est.)$150$45
Utilities$55$188
Internet$30$60
Left after essentials$3,942/month$3,103/month
Both Medellín and Pensacola have no state income tax — your take-home is higher than in most states.

Frequently asked questions

Is $80K a good salary in Medellín?

At $80K/year in Medellín, your estimated monthly take-home is $5,057. With 1BR rent around $500/month, rent takes up 10% of your take-home. That's considered very comfortable.

Is $80K a good salary in Pensacola?

At $80K/year in Pensacola, your estimated monthly take-home is $5,057. With 1BR rent around $1,300/month, rent takes up 26% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Medellín leaves you with more money after core expenses — $3,942/month vs $3,103/month in Pensacola.

Can I afford to live alone in Medellín on $80K?

Yes. At $80K in Medellín, rent takes 10% of your take-home, leaving $3,942/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Medellín vs Pensacola

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only