Can I Afford to Live in Medellín vs Pensacola on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Medellín, CO
$6,321/mo take-home
Rent: $500/mo (8% of take-home)
Very comfortable
Pensacola, FL
$6,321/mo take-home
Rent: $1,300/mo (21% of take-home)
Very comfortable

Monthly budget breakdown

Medellín
CO
Pensacola
FL
Monthly take-home (est.)
$6,321Best ✓
$6,321
1BR rent
$500Best ✓
$1,300
Groceries (est.)
$380
$361Best ✓
Transport (est.)
$150
$45Best ✓
Utilities
$55Best ✓
$188
Internet
$30Best ✓
$60
Left after essentials
$5,206/month
$4,367/month
Both Medellín and Pensacola have no state income tax — your take-home is higher than in most states.

Frequently asked questions

Is $100K a good salary in Medellín?

At $100K/year in Medellín, your estimated monthly take-home is $6,321. With 1BR rent around $500/month, rent takes up 8% of your take-home. That's considered very comfortable.

Is $100K a good salary in Pensacola?

At $100K/year in Pensacola, your estimated monthly take-home is $6,321. With 1BR rent around $1,300/month, rent takes up 21% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Medellín leaves you with more money after core expenses — $5,206/month vs $4,367/month in Pensacola.

Can I afford to live alone in Medellín on $100K?

Yes. At $100K in Medellín, rent takes 8% of your take-home, leaving $5,206/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Medellín vs Pensacola

$40K$50K$60K$75K$80K$120K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only