Tax-free edge
Medellín, CO
Tax-free edge
Ho Chi Minh City, VN

Medellín wins overall by ~8% (COL index)

Cost of living: Medellín vs Ho Chi Minh City (2026)

A $75,000 salary in Medellín buys roughly what $81,429 does in Ho Chi Minh City (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.

💰0.0% vs 0.0% state tax · ~$0/yr take-home gap
🏠0% rent gap (~$0/yr)
🛒Groceries index in table below

Your move simulator

Slide to match your household — estimates combine take-home, rent, and groceries.

💵 Household income (before tax)
👨‍👧‍👦 Kids (affects 2BR vs 1BR rent)
Lifestyle (grocery baseline)
Financial wins unlocked for this move0/3

Adjust income → set household → see a meaningful swing to unlock all three.

Estimated annual swing

+$0/yr

Favoring Medellín for this income & household (illustrative).

Run the numbers for your income — Medellín may still win on taxes or rent depending on your household.

HousingTaxesGroceries
Category
Medellín
Antioquia
Ho Chi Minh City
Ho Chi Minh City
Wallet Δ
🏠 HousingQ1 2026
Studio rent/mo$380Best$380Same
1BR rent/mo$500Best$500Same
2BR rent/mo$820Best$850A+$30/mo
Median home price
🛒 Food & GroceriesQ1 2026
Groceries index (100 = US avg)
Budget meal (1 person)$5$3BestB−$2/mo
Mid-range dinner (2)$25$20BestB−$5/mo
🚌 TransportationQ1 2026
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
UtilitiesQ1 2026
Monthly utilities bundle/mo$55$50BestB−$5/mo
Internet/mo$30$15BestB−$15/mo
💰 Income & TaxesQ1 2026
Median household income/yr
State income tax%0.0%Best0.0%Same
Sales tax (combined)%19.0%10.0%BestB-9.0 pp
🎬 LeisureQ1 2026
Movie ticket
Gym membership/mo$28$25BestB−$3/mo
Beer at restaurant
📊 OverviewQ1 2026
Overall COL index (100 = US avg)35Best38A+3
Walk score / 10072Best72Same
Complete the Picture

While you're comparing — don't leave money on the table.

💰

Tax-smart rewards

Maximize everyday spend in your new city

Medellín fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
🛡️

Home + auto bundle

New state — new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Medellín.

Browse insurance
🏦

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% — put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While you're comparing — don't leave money on the table.

📉

If cash is tight

Knock down high-interest debt first

A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.

Compare loans
📈

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Medellín cheaper than Ho Chi Minh City?

Yes. Medellín is 8% cheaper than Ho Chi Minh City based on overall cost of living indices (35 vs 38, where 100 = US average).

What is the average rent in Medellín vs Ho Chi Minh City?

As of Q1 2026, the median 1-bedroom rent in Medellín is $500/month and in Ho Chi Minh City is $500/month. Medellín is more expensive by 0%.

How much do I need to earn in Ho Chi Minh City to match a $75,000 salary in Medellín?

To maintain a similar lifestyle, you would need approximately $81,429/year in Ho Chi Minh City to match a $75,000 salary in Medellín. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes — Medellín or Ho Chi Minh City?

Ho Chi Minh City has the lower state income tax rate at 0% vs 0%. Ho Chi Minh City has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.

Is it worth moving from Medellín to Ho Chi Minh City?

It depends on your priorities. Medellín offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only

Planning a move?

Salary equivalent: MedellínHo Chi Minh City

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