Balanced market
Madison, WI
California premium
Anaheim, CA

Madison wins overall by ~34% (COL index)

Cost of living: Madison vs Anaheim (2026)

A $70,000 salary in Madison buys roughly what $106,804 does in Anaheim (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ7.7% vs 9.3% state tax ยท ~$1,116/yr take-home gap
๐Ÿ 31% rent gap (~$9,000/yr)
๐Ÿ›’7% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$70K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Madison
$3,975/mo
take-home pay
Anaheim
$3,882/mo
take-home pay

Estimated annual swing

+$14,856/yr

Favoring Madison for this income & household (illustrative).

With the extra $1,238/mo, you could pay down a $15,000 card balance in ~13 months and still keep ~$149/mo for dining out.

HousingTaxesGroceries
Madison
Anaheim
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,300โœ“ better
$1,900
Madison saves $600/mo
๐Ÿ’ฐ $7,200/yr in Madison

1BR rent/mo

$1,650โœ“ better
$2,400
Madison saves $750/mo
๐Ÿ’ฐ $9,000/yr in Madison

2BR rent/mo

$2,200โœ“ better
$3,300
Madison saves $1,100/mo
๐Ÿ’ฐ $13,200/yr in Madison

Median home price

$360Kโœ“ better
$730K
Madison saves $370K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

101โœ“ better
108
Madison saves 7

Budget meal (1 person)

$14โœ“ better
$17
Madison saves $3/mo

Mid-range dinner (2)

$58โœ“ better
$70
Madison saves $12/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$62โœ“ better
$100
Madison saves $38/mo
๐Ÿ’ฐ $456/yr in Madison

Gas price/gal

$3.20โœ“ better
$4.50
Madison saves $1.30

Car insurance/mo

$145โœ“ better
$185
Madison saves $40/mo
๐Ÿ’ฐ $480/yr in Madison
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$162
$148โœ“ better
Anaheim saves $14/mo

Internet/mo

$63โœ“ better
$68
Madison saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$68K
$72Kโœ“ better
Anaheim earns $4K

State income tax%

7.7%โœ“ better
9.3%
Madison saves 1.6 pp
๐Ÿ’ฐ $1,120/yr in Madison

Sales tax (combined)%

5.4%โœ“ better
8.8%
Madison saves 3.4 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$17.00
Madison saves $2.00

Gym membership/mo

$42โœ“ better
$52
Madison saves $10/mo

Beer at restaurant

$6.50โœ“ better
$7.50
Madison saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

97โœ“ better
148
Madison saves 51

Walk score / 100

55
60โœ“ better
Anaheim earns 5

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$1,116/yr tax difference into cash back

Madison fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Madison.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$9,000/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Madison cheaper than Anaheim?

Yes. Madison is 34% cheaper than Anaheim based on overall cost of living indices (97 vs 148, where 100 = US average).

What is the average rent in Madison vs Anaheim?

As of Q1 2026, the median 1-bedroom rent in Madison is $1,650/month and in Anaheim is $2,400/month. Madison is cheaper by 31%.

How much do I need to earn in Anaheim to match a $75,000 salary in Madison?

To maintain a similar lifestyle, you would need approximately $114,433/year in Anaheim to match a $75,000 salary in Madison. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Madison or Anaheim?

Madison has the lower state income tax rate at 7.7% vs 9.3%. The difference is 1.6 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Madison to Anaheim?

It depends on your priorities. Madison offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Madison โ†” Anaheim

How much would you need to earn in Anaheim to match your Madison purchasing power?

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