Can I Afford to Live in Lubbock vs Atlanta on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Lubbock, TX
$5,057/mo take-home
Rent: $1,000/mo (20% of take-home)
Very comfortable
Atlanta, GA
$4,690/mo take-home
Rent: $1,900/mo (41% of take-home)
Tight

Monthly budget breakdown

Expense
Lubbock
TX
Atlanta
GA
Monthly take-home (est.)$5,057$4,690
1BR rent$1,000$1,900
Groceries (est.)$346$376
Transport (est.)$38$95
Utilities$172$165
Internet$58$60
Left after essentials$3,443/month$2,094/month
Lubbock (Texas) has no state income tax, boosting take-home vs Atlanta (GA rate: 5.5%).

Frequently asked questions

Is $80K a good salary in Lubbock?

At $80K/year in Lubbock, your estimated monthly take-home is $5,057. With 1BR rent around $1,000/month, rent takes up 20% of your take-home. That's considered very comfortable.

Is $80K a good salary in Atlanta?

At $80K/year in Atlanta, your estimated monthly take-home is $4,690. With 1BR rent around $1,900/month, rent takes up 41% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

Lubbock leaves you with more money after core expenses โ€” $3,443/month vs $2,094/month in Atlanta.

Can I afford to live alone in Lubbock on $80K?

Yes. At $80K in Lubbock, rent takes 20% of your take-home, leaving $3,443/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Lubbock vs Atlanta

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only