Los Angeles vs Montgomery for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Los Angeles, CA vs Montgomery, AL.

  • 2BR rent: $1,400/mo in Montgomery vs $3,800/mo — 63% difference
  • More affordable homeownership in Montgomery: $195K median vs $850K
  • Higher median household income in Los Angeles: $71K/yr vs $44K

Family cost comparison

Metric
Los Angeles
California
Montgomery
Alabama
2BR rent/month$3,800$1,400Better
Median home price$850K$195KBetter
Median household income$71KBetter$44K
Est. childcare/month$2,249$1,053Better
State income tax9.3%5%Better
Sales tax (combined)10.3%9.2%Better

Frequently asked questions

Which city is better for raising a family — Los Angeles or Montgomery?

Based on housing costs, income, and taxes, Montgomery scores slightly better for families overall. Montgomery has lower 2-bedroom rents, Montgomery is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Los Angeles vs Montgomery?

As of Q1 2026, median 2BR rent is $3,800/month in Los Angeles and $1,400/month in Montgomery. Montgomery is 63% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Los Angeles or Montgomery?

The price-to-income ratio in Los Angeles is 12.0× ($850K home, $71K income) vs 4.4× in Montgomery. A ratio below 3× is generally considered affordable. Montgomery is more achievable for first-time family homebuyers.

How much does childcare cost in Los Angeles vs Montgomery?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $2,249/month in Los Angeles and $1,053/month in Montgomery. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Los Angeles has a 9.3% state income tax rate vs Montgomery's 5% rate. For a dual-income family earning $120K combined, the difference can mean $258+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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