California premium
Los Angeles, CA
High value
Lafayette, LA

Lafayette wins overall by ~104% (COL index)

Cost of living: Los Angeles vs Lafayette (2026)

A $60,500 salary in Los Angeles buys roughly what $29,725 does in Lafayette (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.3% vs 4.3% state tax ยท ~$3,024/yr take-home gap
๐Ÿ 61% rent gap (~$20,400/yr)
๐Ÿ›’13% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$61K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Los Angeles
$3,355/mo
take-home pay
Lafayette
$3,607/mo
take-home pay

Estimated annual swing

โˆ’$31,030/yr

Favoring Lafayette for this income & household (illustrative).

With the extra $2,586/mo, you could pay down a $15,000 card balance in ~6 months and still keep ~$310/mo for dining out.

HousingTaxesGroceries
Los Angeles
Lafayette
๐Ÿ  HousingQ1 2026

Studio rent/mo

$2,200
$900โœ“ better
Lafayette saves $1,300/mo
๐Ÿ’ฐ $15,600/yr in Lafayette

1BR rent/mo

$2,800
$1,100โœ“ better
Lafayette saves $1,700/mo
๐Ÿ’ฐ $20,400/yr in Lafayette

2BR rent/mo

$3,800
$1,450โœ“ better
Lafayette saves $2,350/mo
๐Ÿ’ฐ $28,200/yr in Lafayette

Median home price

$850K
$220Kโœ“ better
Lafayette saves $630K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

108
95โœ“ better
Lafayette saves -13

Budget meal (1 person)

$18
$12โœ“ better
Lafayette saves $6/mo

Mid-range dinner (2)

$75
$48โœ“ better
Lafayette saves $27/mo
๐Ÿ’ฐ $324/yr in Lafayette
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$100
$42โœ“ better
Lafayette saves $58/mo
๐Ÿ’ฐ $696/yr in Lafayette

Gas price/gal

$4.50
$3.00โœ“ better
Lafayette saves $1.50

Car insurance/mo

$195โœ“ better
$200
Los saves $5/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$145โœ“ better
$208
Los saves $63/mo
๐Ÿ’ฐ $756/yr in Los

Internet/mo

$70
$58โœ“ better
Lafayette saves $12/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$71Kโœ“ better
$50K
Los earns $21K

State income tax%

9.3%
4.3%โœ“ better
Lafayette saves -5.0 pp
๐Ÿ’ฐ $3,025/yr in Lafayette

Sales tax (combined)%

10.3%
9.8%โœ“ better
Lafayette saves -0.5 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$17.00
$13.00โœ“ better
Lafayette saves $4.00

Gym membership/mo

$55
$32โœ“ better
Lafayette saves $23/mo
๐Ÿ’ฐ $276/yr in Lafayette

Beer at restaurant

$8.00
$5.00โœ“ better
Lafayette saves $3.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

173
85โœ“ better
Lafayette saves -88

Walk score / 100

68โœ“ better
22
Los earns -46

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,024/yr tax difference into cash back

Lafayette fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Lafayette.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$20,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Los Angeles cheaper than Lafayette?

No. Lafayette is 104% cheaper than Los Angeles based on overall cost of living indices (85 vs 173, where 100 = US average).

What is the average rent in Los Angeles vs Lafayette?

As of Q1 2026, the median 1-bedroom rent in Los Angeles is $2,800/month and in Lafayette is $1,100/month. Los Angeles is more expensive by 155%.

How much do I need to earn in Lafayette to match a $75,000 salary in Los Angeles?

To maintain a similar lifestyle, you would need approximately $36,850/year in Lafayette to match a $75,000 salary in Los Angeles. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Los Angeles or Lafayette?

Lafayette has the lower state income tax rate at 4.3% vs 9.3%. The difference is 5.0 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Los Angeles to Lafayette?

It depends on your priorities. Lafayette offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Los Angeles โ†” Lafayette

How much would you need to earn in Lafayette to match your Los Angeles purchasing power?

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