California premium
Los Angeles, CA
Tax-free edge
Ho Chi Minh City, VN

Ho Chi Minh City wins overall by ~355% (COL index)

Cost of living: Los Angeles vs Ho Chi Minh City (2026)

A $75,000 salary in Los Angeles buys roughly what $16,474 does in Ho Chi Minh City (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.3% vs 0.0% state tax ยท ~$6,984/yr take-home gap
๐Ÿ 82% rent gap (~$27,600/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Los Angeles
$4,159/mo
take-home pay
Ho Chi Minh City
$4,741/mo
take-home pay

Estimated annual swing

โˆ’$47,116/yr

Favoring Ho Chi Minh City for this income & household (illustrative).

With the extra $3,926/mo, you could pay down a $15,000 card balance in ~4 months and still keep ~$471/mo for dining out.

HousingTaxesGroceries
Los Angeles
Ho Chi Minh City
๐Ÿ  HousingQ1 2026

Studio rent/mo

$2,200
$380โœ“ better
HCMC saves $1,820/mo
๐Ÿ’ฐ $21,840/yr in HCMC

1BR rent/mo

$2,800
$500โœ“ better
HCMC saves $2,300/mo
๐Ÿ’ฐ $27,600/yr in HCMC

2BR rent/mo

$3,800
$850โœ“ better
HCMC saves $2,950/mo
๐Ÿ’ฐ $35,400/yr in HCMC

Median home price

$850K
โ€”
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

108
โ€”

Budget meal (1 person)

$18
$3โœ“ better
HCMC saves $15/mo

Mid-range dinner (2)

$75
$20โœ“ better
HCMC saves $55/mo
๐Ÿ’ฐ $660/yr in HCMC
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$100
โ€”

Gas price/gal

$4.50
โ€”

Car insurance/mo

$195
โ€”
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$145
$50โœ“ better
HCMC saves $95/mo
๐Ÿ’ฐ $1,140/yr in HCMC

Internet/mo

$70
$15โœ“ better
HCMC saves $55/mo
๐Ÿ’ฐ $660/yr in HCMC
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$71K
โ€”

State income tax%

9.3%
0.0%โœ“ better
HCMC saves -9.3 pp
๐Ÿ’ฐ $6,975/yr in HCMC

Sales tax (combined)%

10.3%
10.0%โœ“ better
HCMC saves -0.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$17.00
โ€”

Gym membership/mo

$55
$25โœ“ better
HCMC saves $30/mo
๐Ÿ’ฐ $360/yr in HCMC

Beer at restaurant

$8.00
โ€”
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

173
38โœ“ better
HCMC saves -135

Walk score / 100

68
72โœ“ better
HCMC earns 4

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$6,984/yr tax difference into cash back

Ho Chi Minh City fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Ho Chi Minh City.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$27,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Los Angeles cheaper than Ho Chi Minh City?

No. Ho Chi Minh City is 355% cheaper than Los Angeles based on overall cost of living indices (38 vs 173, where 100 = US average).

What is the average rent in Los Angeles vs Ho Chi Minh City?

As of Q1 2026, the median 1-bedroom rent in Los Angeles is $2,800/month and in Ho Chi Minh City is $500/month. Los Angeles is more expensive by 460%.

How much do I need to earn in Ho Chi Minh City to match a $75,000 salary in Los Angeles?

To maintain a similar lifestyle, you would need approximately $16,474/year in Ho Chi Minh City to match a $75,000 salary in Los Angeles. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Los Angeles or Ho Chi Minh City?

Ho Chi Minh City has the lower state income tax rate at 0% vs 9.3%. Ho Chi Minh City has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Los Angeles to Ho Chi Minh City?

It depends on your priorities. Ho Chi Minh City offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Los Angeles โ†” Ho Chi Minh City

How much would you need to earn in Ho Chi Minh City to match your Los Angeles purchasing power?

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