California premium
Los Angeles, CA
Balanced market
Durham, NC

Durham wins overall by ~70% (COL index)

Cost of living: Los Angeles vs Durham (2026)

A $71,500 salary in Los Angeles buys roughly what $42,156 does in Durham (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.3% vs 4.5% state tax ยท ~$3,432/yr take-home gap
๐Ÿ 38% rent gap (~$12,600/yr)
๐Ÿ›’10% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$72K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Los Angeles
$3,965/mo
take-home pay
Durham
$4,251/mo
take-home pay

Estimated annual swing

โˆ’$22,528/yr

Favoring Durham for this income & household (illustrative).

With the extra $1,877/mo, you could pay down a $15,000 card balance in ~8 months and still keep ~$225/mo for dining out.

HousingTaxesGroceries
Los Angeles
Durham
๐Ÿ  HousingQ1 2026

Studio rent/mo

$2,200
$1,400โœ“ better
Durham saves $800/mo
๐Ÿ’ฐ $9,600/yr in Durham

1BR rent/mo

$2,800
$1,750โœ“ better
Durham saves $1,050/mo
๐Ÿ’ฐ $12,600/yr in Durham

2BR rent/mo

$3,800
$2,300โœ“ better
Durham saves $1,500/mo
๐Ÿ’ฐ $18,000/yr in Durham

Median home price

$850K
$390Kโœ“ better
Durham saves $460K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

108
98โœ“ better
Durham saves -10

Budget meal (1 person)

$18
$14โœ“ better
Durham saves $4/mo

Mid-range dinner (2)

$75
$58โœ“ better
Durham saves $17/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$100
$82โœ“ better
Durham saves $18/mo

Gas price/gal

$4.50
$3.10โœ“ better
Durham saves $1.40

Car insurance/mo

$195
$148โœ“ better
Durham saves $47/mo
๐Ÿ’ฐ $564/yr in Durham
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$145โœ“ better
$155
Los saves $10/mo

Internet/mo

$70
$62โœ“ better
Durham saves $8/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$71K
$72Kโœ“ better
Durham earns $1K

State income tax%

9.3%
4.5%โœ“ better
Durham saves -4.8 pp
๐Ÿ’ฐ $3,432/yr in Durham

Sales tax (combined)%

10.3%
7.5%โœ“ better
Durham saves -2.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$17.00
$15.00โœ“ better
Durham saves $2.00

Gym membership/mo

$55
$42โœ“ better
Durham saves $13/mo

Beer at restaurant

$8.00
$6.50โœ“ better
Durham saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

173
102โœ“ better
Durham saves -71

Walk score / 100

68โœ“ better
36
Los earns -32

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,432/yr tax difference into cash back

Durham fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Durham.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$12,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Los Angeles cheaper than Durham?

No. Durham is 70% cheaper than Los Angeles based on overall cost of living indices (102 vs 173, where 100 = US average).

What is the average rent in Los Angeles vs Durham?

As of Q1 2026, the median 1-bedroom rent in Los Angeles is $2,800/month and in Durham is $1,750/month. Los Angeles is more expensive by 60%.

How much do I need to earn in Durham to match a $75,000 salary in Los Angeles?

To maintain a similar lifestyle, you would need approximately $44,220/year in Durham to match a $75,000 salary in Los Angeles. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Los Angeles or Durham?

Durham has the lower state income tax rate at 4.5% vs 9.3%. The difference is 4.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Los Angeles to Durham?

It depends on your priorities. Durham offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Los Angeles โ†” Durham

How much would you need to earn in Durham to match your Los Angeles purchasing power?

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