Long Beach vs Anaheim for Retirees (2026)

Better for retirees: Long Beach
Median Home Price
$720K
Long Beach โœ“
$730K
Anaheim
State Income Tax
9.3%
Long Beach
9.3%
Anaheim
Est. Healthcare / month
$740
Long Beach
$740
Anaheim
Walk Score (0โ€“100)
72
Long Beach โœ“
60
Anaheim

Scroll down for retirement income tax breakdown, healthcare estimates, and FAQ.

Long BeachvsAnaheim
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Estimated annual swing
+$0/yr
favors
Long Beach
โ‰ˆ $0/mo

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๐Ÿ–๏ธ Retirement income (SS + pension)$58K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Long Beach
$3,217/mo
take-home pay
Anaheim
$3,217/mo
take-home pay

Estimated annual swing

+$0/yr

Favoring Long Beach for this income & household (illustrative).

Run the numbers for your income โ€” Long Beach may still win on taxes or rent depending on your household.

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Moving to Long Beach resets your insurance profile. Bundling home + auto often saves 15โ€“25%.

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Supplemental health

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Health coverage varies by state. Review Medigap plans available in your new zip before moving.

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Full retirement cost breakdown

Long Beach
California
Anaheim
California
1BR rent / month
$2,400Best โœ“
$2,400
Median home price
$720KBest โœ“
$730K
State income tax
9.3%Best โœ“
9.3%
Sales tax (combined)
10.3%
8.8%Best โœ“
Monthly utilities
$148Best โœ“
$148
Groceries index (US = 100)
108Best โœ“
108
Est. healthcare / month
$740Best โœ“
$740
Walk score (0โ€“100)
72 / 100Best โœ“
60 / 100
Overall COL index (100 = US avg)
148Best โœ“
148

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Mortgages

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Home & Auto Insurance

Bundle before you move โ€” save 15โ€“25%

New state means new rates. Lock in Anaheim homeowners + auto quotes before your move date.

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Frequently asked questions

Which city is better for retirement โ€” Long Beach or Anaheim?

Based on home prices, taxes on retirement income, walkability, and overall cost of living, Long Beach scores better for retirees. Median home prices are $720K in Long Beach vs $730K in Anaheim. The best choice still depends on climate, healthcare access, and proximity to family.

Is retirement income taxed in Long Beach or Anaheim?

Anaheim has the lower state income tax rate (9.3% vs 9.3%). Note that many states exempt Social Security income and some pension income from state taxes even when other income is taxed โ€” check your specific state's retirement tax rules.

What is the estimated monthly healthcare cost in Long Beach vs Anaheim?

Based on national average retiree healthcare spending (~$500/month) scaled by each city's cost-of-living index, estimated monthly healthcare costs are approximately $740 in Long Beach and $740 in Anaheim. That's a difference of ~$0/month, or ~$0/year. Actual costs vary based on your Medicare plan, supplements, and health needs.

Can I afford to retire in Long Beach on a $50,000 annual income?

On a $50,000/year ($4,167/month) retirement income in Long Beach, rent alone would consume approximately 58% of your budget (1BR rent ~$2,400/mo) and healthcare another ~18%. That leaves roughly 24% (~$1,000/mo) for groceries, transportation, and other expenses. This is tight โ€” a studio apartment or lower-cost neighborhood would help.

Which city is more walkable for retirees?

Long Beach has a higher walk score (72 vs 60 out of 100). Walkability is increasingly important for retirees who want to reduce car dependence โ€” a score above 70 means most daily errands can be done on foot. Long Beach offers more independence without a car, which also reduces transportation costs.

Retirement purchasing power

$50K/year in Long Beach has the same purchasing power as $50K/year in Anaheim

Related comparisons

Healthcare estimates based on national avg retiree spending (~$500/mo) scaled by COL index ยท State income tax rates from Tax Foundation ยท Data: Zillow, BLS, Numbeo ยท Q1 2026