High value
Little Rock, AR
Tax-free edge
Dallas, TX

Little Rock wins overall by ~17% (COL index)

Cost of living: Little Rock vs Dallas (2026)

A $60,000 salary in Little Rock buys roughly what $72,439 does in Dallas (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.4% vs 0.0% state tax ยท ~$2,640/yr take-home gap
๐Ÿ 27% rent gap (~$4,800/yr)
๐Ÿ›’2% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Little Rock
$3,573/mo
take-home pay
Dallas
$3,793/mo
take-home pay

Estimated annual swing

+$3,966/yr

Favoring Little Rock for this income & household (illustrative).

With the extra $331/mo, you could pay down a $15,000 card balance in ~46 months and still keep ~$40/mo for dining out.

HousingTaxesGroceries
Little Rock
Dallas
๐Ÿ  HousingQ1 2026

Studio rent/mo

$900โœ“ better
$1,200
Little saves $300/mo
๐Ÿ’ฐ $3,600/yr in Little

1BR rent/mo

$1,100โœ“ better
$1,500
Little saves $400/mo
๐Ÿ’ฐ $4,800/yr in Little

2BR rent/mo

$1,450โœ“ better
$2,000
Little saves $550/mo
๐Ÿ’ฐ $6,600/yr in Little

Median home price

$215Kโœ“ better
$330K
Little saves $115K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

93โœ“ better
95
Little saves 2

Budget meal (1 person)

$11โœ“ better
$13
Little saves $2/mo

Mid-range dinner (2)

$48โœ“ better
$55
Little saves $7/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$40โœ“ better
$96
Little saves $56/mo
๐Ÿ’ฐ $672/yr in Little

Gas price/gal

$2.98โœ“ better
$3.05
Little saves $0.07

Car insurance/mo

$152โœ“ better
$180
Little saves $28/mo
๐Ÿ’ฐ $336/yr in Little
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$168โœ“ better
$175
Little saves $7/mo

Internet/mo

$58โœ“ better
$60
Little saves $2/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$50K
$60Kโœ“ better
Dallas earns $10K

State income tax%

4.4%
0.0%โœ“ better
Dallas saves -4.4 pp
๐Ÿ’ฐ $2,640/yr in Dallas

Sales tax (combined)%

9.3%
8.3%โœ“ better
Dallas saves -1.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$15.00
Little saves $2.00

Gym membership/mo

$32โœ“ better
$38
Little saves $6/mo

Beer at restaurant

$5.00โœ“ better
$6.00
Little saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

82โœ“ better
99
Little saves 17

Walk score / 100

26
46โœ“ better
Dallas earns 20

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$2,640/yr tax difference into cash back

Little Rock fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Little Rock.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$4,800/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Little Rock cheaper than Dallas?

Yes. Little Rock is 17% cheaper than Dallas based on overall cost of living indices (82 vs 99, where 100 = US average).

What is the average rent in Little Rock vs Dallas?

As of Q1 2026, the median 1-bedroom rent in Little Rock is $1,100/month and in Dallas is $1,500/month. Little Rock is cheaper by 27%.

How much do I need to earn in Dallas to match a $75,000 salary in Little Rock?

To maintain a similar lifestyle, you would need approximately $90,549/year in Dallas to match a $75,000 salary in Little Rock. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Little Rock or Dallas?

Dallas has the lower state income tax rate at 0% vs 4.4%. Dallas has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Little Rock to Dallas?

It depends on your priorities. Little Rock offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Little Rock โ†” Dallas

How much would you need to earn in Dallas to match your Little Rock purchasing power?

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