Lima vs Cartagena for Singles (2026)

More affordable for singles: Lima
Studio Rent / month
$370
Lima
$390
Cartagena
1BR Rent / month
$500
Lima
$560
Cartagena
State Income Tax
None
Lima
None
Cartagena
Walk Score (0–100)
62
Lima
55
Cartagena

Scroll down for rent burden, savings estimate, and FAQ.

Single-person cost breakdown

Metric
Lima
Lima Province
Cartagena
Bolívar
Studio rent / month$370Better$390
1BR rent / month$500Better$560
Est. single-person income
Est. monthly take-home
Studio rent burden
Groceries index (US = 100)
State income taxNoneBetterNone
Walk score62 / 100Better55 / 100
Overall COL index (100 = US avg)40Better40
Complete the Picture

While you're comparing — don't leave money on the table.

🏡

Mortgages

See what you can afford in Cartagena

Compare rates from top lenders before your move — pre-approval is free and won't affect your score.

Check mortgage rates
🛡️

Home & Auto Insurance

Bundle before you move — save 15–25%

New state means new rates. Lock in Cartagena homeowners + auto quotes before your move date.

Get insurance quotes
💳

Moving Rewards Card

Turn closing costs & moving expenses into cash back

Average family spends $6,200 on a move. These cards pay 2–4% back + 0% intro APR on purchases.

See moving cards

Frequently asked questions

Which city is more affordable for a single person — Lima or Cartagena?

For a single person, Lima comes out ahead on overall affordability. Studio rents are $370 in Lima vs $390 in Cartagena.

What is the rent burden for a single person in Lima vs Cartagena?

Studio rent or income data is not available for Lima.

How much can a single person save each month in Lima vs Cartagena?

Savings estimates require income and rent data, which is not fully available for one or both cities.

Is it worth living alone in Lima vs getting a roommate in Cartagena?

Splitting a 1BR in Cartagena ($560/person) vs a solo studio in Lima ($370): splitting a 1BR in Cartagena ($280/person) is cheaper than a solo studio in Lima ($370). Factor in the privacy premium and your living preferences when deciding.

Which city is better for a single person's social life?

Walkability is a proxy for urban density and access to dining, entertainment, and social spaces without a car. Lima scores higher (62/100) — somewhat walkable. For singles, a walkable neighborhood can significantly reduce the cost and friction of having an active social life.

Related comparisons

Single-person income estimated at 60% of median household income. Take-home calculated using state income tax rate only. Savings estimate subtracts rent and estimated basic living costs. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026