Las Cruces vs Rockford — side-by-side
Cost of living: Las Cruces vs Rockford (2026)
A $60,000 salary in Las Cruces buys roughly what $60,000 does in Rockford (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
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Estimated annual swing
+$751/yr
Favoring Las Cruces for this income & household (illustrative).
With an extra $63/mo in Las Cruces, you could max a Roth IRA contribution faster and still grow your savings buffer.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Las Cruces New Mexico | Rockford Illinois | Who wins | Your impact at $60K · 1br · 1 car |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $800Better | $850 | Las wins +$50/mo | $600/yr saves in Las |
| 1BR rent/mo | $1,000Better | $1,050 | Las wins +$50/mo | $600/yr saves in Las |
| 2BR rent/mo | $1,300Better | $1,400 | Las wins +$100/mo | $1,200/yr saves in Las |
| Median home price | $215K | $175KWins | Rockford wins −$40K | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | 92Better | 94 | Las wins +2 | — |
| Budget meal (1 person) | $11Better | $11 | — | — |
| Mid-range dinner (2) | $46Better | $48 | Las wins +$2/mo | — |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | $38Wins | $50 | Las wins +$12/mo | — |
| Gas price/gal | $3.10 | $3.05Better | Rockford wins −$0.05 | — |
| Car insurance/mo | $138Better | $148 | Las wins +$10/mo | — |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $152Better | $158 | Las wins +$6/mo | — |
| Internet/mo | $60 | $58Better | Rockford wins −$2/mo | — |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | $42K | $47KBetter | Rockford wins +$5K more/yr | — |
| State income tax% | 4.9%Better | 5.0% | Las wins +0.1 pp | — |
| Sales tax (combined)% | 7.7%Better | 8.5% | Las wins +0.8 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | $12.00Better | $13.00 | Las wins +$1.00 | — |
| Gym membership/mo | $28Wins | $33 | Las wins +$5/mo | — |
| Beer at restaurant | $4.50Better | $5.00 | Las wins +$0.50 | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 82Better | 82 | — | — |
| Walk score / 100 | 28 | 34Wins | Rockford wins +6 more/yr | — |
Complete the Picture
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Tax-smart rewards
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Las Cruces fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Las Cruces.
High-yield savings
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Frequently asked questions
What is the average rent in Las Cruces vs Rockford?
As of Q1 2026, the median 1-bedroom rent in Las Cruces is $1,000/month and in Rockford is $1,050/month. Las Cruces is cheaper by 5%.
How much do I need to earn in Rockford to match a $75,000 salary in Las Cruces?
To maintain a similar lifestyle, you would need approximately $75,000/year in Rockford to match a $75,000 salary in Las Cruces. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Las Cruces or Rockford?
Las Cruces has the lower state income tax rate at 4.9% vs 5%. The difference is 0.1 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Las Cruces to Rockford?
It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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