Tax-free edge
Laredo, TX
Tax-free edge
Fort Lauderdale, FL

Laredo wins overall by ~34% (COL index)

Cost of living: Laredo vs Fort Lauderdale (2026)

A $60,000 salary in Laredo buys roughly what $91,139 does in Fort Lauderdale (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 0.0% state tax ยท ~$0/yr take-home gap
๐Ÿ 63% rent gap (~$19,800/yr)
๐Ÿ›’18% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Laredo
$3,793/mo
take-home pay
Fort Lauderdale
$3,793/mo
take-home pay

Estimated annual swing

+$24,246/yr

Favoring Laredo for this income & household (illustrative).

With the extra $2,021/mo, you could pay down a $15,000 card balance in ~8 months and still keep ~$242/mo for dining out.

HousingTaxesGroceries
Laredo
Fort Lauderdale
๐Ÿ  HousingQ1 2026

Studio rent/mo

$750โœ“ better
$2,100
Laredo saves $1,350/mo
๐Ÿ’ฐ $16,200/yr in Laredo

1BR rent/mo

$950โœ“ better
$2,600
Laredo saves $1,650/mo
๐Ÿ’ฐ $19,800/yr in Laredo

2BR rent/mo

$1,250โœ“ better
$3,500
Laredo saves $2,250/mo
๐Ÿ’ฐ $27,000/yr in Laredo

Median home price

$185Kโœ“ better
$520K
Laredo saves $335K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

89โœ“ better
107
Laredo saves 18

Budget meal (1 person)

$10โœ“ better
$17
Laredo saves $7/mo

Mid-range dinner (2)

$44โœ“ better
$68
Laredo saves $24/mo
๐Ÿ’ฐ $288/yr in Laredo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$35โœ“ better
$112
Laredo saves $77/mo
๐Ÿ’ฐ $924/yr in Laredo

Gas price/gal

$2.95โœ“ better
$3.55
Laredo saves $0.60

Car insurance/mo

$158โœ“ better
$220
Laredo saves $62/mo
๐Ÿ’ฐ $744/yr in Laredo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$168โœ“ better
$195
Laredo saves $27/mo
๐Ÿ’ฐ $324/yr in Laredo

Internet/mo

$58โœ“ better
$70
Laredo saves $12/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$44K
$62Kโœ“ better
Fort earns $18K

State income tax%

0.0%โœ“ better
0.0%

Sales tax (combined)%

8.3%
7.0%โœ“ better
Fort saves -1.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$12.00โœ“ better
$16.00
Laredo saves $4.00

Gym membership/mo

$28โœ“ better
$48
Laredo saves $20/mo
๐Ÿ’ฐ $240/yr in Laredo

Beer at restaurant

$4.50โœ“ better
$7.50
Laredo saves $3.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

79โœ“ better
120
Laredo saves 41

Walk score / 100

20
60โœ“ better
Fort earns 40

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Laredo fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Laredo.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$19,800/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Laredo cheaper than Fort Lauderdale?

Yes. Laredo is 34% cheaper than Fort Lauderdale based on overall cost of living indices (79 vs 120, where 100 = US average).

What is the average rent in Laredo vs Fort Lauderdale?

As of Q1 2026, the median 1-bedroom rent in Laredo is $950/month and in Fort Lauderdale is $2,600/month. Laredo is cheaper by 63%.

How much do I need to earn in Fort Lauderdale to match a $75,000 salary in Laredo?

To maintain a similar lifestyle, you would need approximately $113,924/year in Fort Lauderdale to match a $75,000 salary in Laredo. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Laredo or Fort Lauderdale?

Fort Lauderdale has the lower state income tax rate at 0% vs 0%. Fort Lauderdale has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Laredo to Fort Lauderdale?

It depends on your priorities. Laredo offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Laredo โ†” Fort Lauderdale

How much would you need to earn in Fort Lauderdale to match your Laredo purchasing power?

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