Can I Afford to Live in Laredo vs Cheyenne on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Laredo, TX
$6,321/mo take-home
Rent: $950/mo (15% of take-home)
Very comfortable
Cheyenne, WY
$6,321/mo take-home
Rent: $1,150/mo (18% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Laredo
TX
Cheyenne
WY
Monthly take-home (est.)$6,321$6,321
1BR rent$950$1,150
Groceries (est.)$338$365
Transport (est.)$35$35
Utilities$168$148
Internet$58$68
Left after essentials$4,772/month$4,555/month
Both Laredo and Cheyenne have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $100K a good salary in Laredo?

At $100K/year in Laredo, your estimated monthly take-home is $6,321. With 1BR rent around $950/month, rent takes up 15% of your take-home. That's considered very comfortable.

Is $100K a good salary in Cheyenne?

At $100K/year in Cheyenne, your estimated monthly take-home is $6,321. With 1BR rent around $1,150/month, rent takes up 18% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Laredo leaves you with more money after core expenses โ€” $4,772/month vs $4,555/month in Cheyenne.

Can I afford to live alone in Laredo on $100K?

Yes. At $100K in Laredo, rent takes 15% of your take-home, leaving $4,772/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Laredo vs Cheyenne

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only